| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| REGIONS INSURANCE INC3 Filed as: REGIONS INSURANCE INC. | 6000 POPLAR AVE. STE 300 MEMPHIS, TN 381190928 | UNITEDHEALTHCARE INSURANCE COMPANY | — | $36K | $36K | 5.26% |
| REGIONS INSURANCE INC3 Filed as: REGIONS INSURANCE INC. | 6000 POPLAR AVE., SUITE 300 MEMPHIS, TN 381190928 | KAISER FOUNDATION HEALTH PLAN INC. | $31K | — | $31K | 5.31% |
| REGIONS INSURANCE INC3 Filed as: REGIONS INSURANCE INC. | P. O. BOX 2153 BIRMINGHAM, AL 352870002 | METROPOLITAN LIFE INSURANCE COMPANY | $14K | — | $14K | 9.98% |
| PLANSOURCE BENEFITS ADMINISTRATION3 | 101 S. GARLAND AVE. STE 203 ORLANDO, FL 328013277 | METROPOLITAN LIFE INSURANCE COMPANY | — | $4K | $4K | 2.77% |
| REGIONS INSURANCE INC3 Filed as: REGIONS INSURANCE INC. | 1500 RIVERFRONT DRIVE SUITE 200 LITTLE ROCK, AR 722021745 | METROPOLITAN LIFE INSURANCE COMPANY | — | $1K | $1K | 0.96% |
| REGIONS INSURANCE INC3 Filed as: REGIONS INSURANCE INC. | 6000 POPLAR AVE., STE 300 MEMPHIS, TN 381190928 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $11K | $2K | $13K | 17.44% |
| REGIONS INSURANCE INC3 Filed as: REGIONS INSURANCE INC. | 6000 POPLAR AVE. STE. 300 MEMPHIS, TN 381190928 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $6K | $891 | $6K | 17.40% |
| REGIONS INSURANCE INC3 Filed as: REGIONS INSURANCE INC. | 6000 POPLAR AVE., STE 300 MEMPHIS, TN 381190928 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | $527 | $4K | 17.35% |
| REGIONS INSURANCE INC3 Filed as: REGIONS INSURANCE INC. | 6000 POPLAR AVE. STE 300 MEMPHIS, TN 381190928 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $382 | $2K | 18.04% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 338 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 338 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 132 | $1.3M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 511 | $144K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 511 | $144K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 341 | $60K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 46 | $13K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 341 | $74K |
| Other | UNITED OF OMAHA LIFE INSURANCE COMPANY | 341 | $22K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 511 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.