No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| LUCENT HEALTH SOLUTIONS EIN 39-1997579 ADMIN | Claims processing Service code 12 | 1826 ELM HILL PIKE NASHVILLE, TN 37210 | $1.1M |
| HS TECHNOLOGY EIN 27-1818792 HST FEE | Claims processing Service code 12 | 3857 BIRCH STREET, SUITE 586 NEWPORT BEACH, CA 92660 | $263K |
| NARUS HEALTH INC. EIN 47-1929604 NARUS FEE | Claims processing Service code 12 | 424 CHURCH STREET, SUITE 2300 NASHVILLE, TN 37219 | $187K |
| CIGNA EIN 82-4991898 PPO ACCESS | Claims processing Service code 12 | P.O. BOX 645014 CINCINNATI, OH 45264 | $171K |
| ASSURED PARTNERS EIN 45-2712475 BROKER FEE | Insurance brokerage commissions and fees Service code 53 | 5905 EAST GALBRAITH RD. CINCINNATI, OH 45236 | $160K |
| LUCENT HEALTH CARE MANAGEMENT EIN 39-1997579 ADMIN | Claims processing Service code 12 | 424 CHURCH STREET, SUITE 2300 NASHVILLE, TN 37219 | $90K |
| MULTIPLAN PPO ACCESS | Claims processing Service code 12 | P.O. BOX 29380 NEW YORK, NY 10087 | $78K |
| TELADOC EIN 31-1368946 TELADOC | Claims processing Service code 12 | P.O. BOX 123417 DALLAS, TX 75312 | $70K |
| HEALTHSMART PREFERRED EIN 61-6214700 PPO ACCESS | Claims processing Service code 12 | P.O. BOX 207102 DALLAS, TX 75320 | $22K |
| FLAGEL HUBER FLAGEL EIN 31-0796034 NONE KNOWN | Accounting (including auditing); Direct payment from the plan Service code 10 | 3400 SOUTH DIXIE DRIVE DAYTON, OH 45439 | $16K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,995 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 50 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 156 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 3,201 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Stop-loss / reinsurancereinsurance | RELIASTAR LIFE INSURANCE COMPANY | 3,201 | $2.4M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,201 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.