| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 | 6160 GOLDEN HILLS DRIVE MINNEAPOLIS, MN 55416 | MEDICA INSURANCE COMPANY | $0 | $16K | $16K | 0.31% |
| MARSH & MCLENNAN AGENCY LLC3 | 2300 RENAISSANCE BLVD KING OF PRUSSIA, PA 19406 | HEALTHY ALLIANCE LIFE INSURANCE COMPANY | $0 | $2K | $2K | 0.12% |
| REBECCA A MCLAUGHLAN3 | 755 W BIG BEAVER RD STE 2300 TROY, MI 48084 | BLUE CROSS BLUE SHIELD OF MICHIGAN | $25K | $0 | $25K | 2.69% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH AND MCLENNAN AGCY LLC | 755 W BIG BEAVER RD STE 2300 TROY, MI 48084 | BLUE CROSS BLUE SHIELD OF MICHIGAN | $0 | $834 | $834 | 0.09% |
| REBECCA A MCLAUGHLAN3 | 755 W BIG BEAVER RD STE 2300 TROY, MI 48084 | BLUE CARE NETWORK OF MICHIGAN | $19K | $0 | $19K | 2.69% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH AND MCLENNAN AGCY LLC | 755 W BIG BEAVER RD STE 2300 TROY, MI 48084 | BLUE CARE NETWORK OF MICHIGAN | $0 | $726 | $726 | 0.11% |
| KEELER & ASSOCIATES3 Filed as: KEELER & ASSOCIATES INC | 211 S 23RD ST PLATTSMOUTH, NE 68048 | SUN LIFE ASSURANCE COMPANY OF CANADA | $22 | $0 | $22 | 0.01% |
| KEELER & ASSOCIATES3 Filed as: KEELER & ASSOCIATES INC | 211 S 23RD ST PLATTSMOUTH, NE 68048 | SUN LIFE ASSURANCE COMPANY OF CANADA | $9K | $0 | $9K | 4.10% |
| MARSH & MCLENNAN AGENCY LLC3 | PO BOX 689 FREMONT, NE 68026 | SUN LIFE ASSURANCE COMPANY OF CANADA | $6K | $0 | $6K | 2.72% |
| MARSH & MCLENNAN AGENCY LLC3 | 2300 RENAISSANCE BLVD KING OF PRUSSIA, PA 19406 | SUN LIFE ASSURANCE COMPANY OF CANADA | $11 | $0 | $11 | 0.01% |
| MARSH & MCLENNAN AGENCY LLC3 | 2300 RENAISSANCE BLVD KING OF PRUSSIA, PA 19406 | SUN LIFE ASSURANCE COMPANY OF CANADA | $0 | $34K | $34K | 20.96% |
| KEELER & ASSOCIATES3 Filed as: KEELER & ASSOCIATES INC | 211 S 23RD ST PLATTSMOUTH, NE 68048 | SUN LIFE ASSURANCE COMPANY OF CANADA | $4K | $0 | $4K | 3.11% |
| MARSH & MCLENNAN AGENCY LLC3 | PO BOX 689 FREMONT, NE 68026 | SUN LIFE ASSURANCE COMPANY OF CANADA | $2K | $0 | $2K | 2.07% |
| KEELER & ASSOCIATES3 Filed as: KEELER & ASSOCIATES INC | 211 S 23RD ST PLATTSMOUTH, NE 68048 | SUN LIFE ASSURANCE COMPANY OF CANADA | $1K | $0 | $1K | 1.38% |
| MARSH & MCLENNAN AGENCY LLC3 | PO BOX 689 FREMONT, NE 68026 | SUN LIFE ASSURANCE COMPANY OF CANADA | $679 | $0 | $679 | 0.92% |
| MARSH & MCLENNAN AGENCY LLC3 | P O BOX 5113 SIOUX FALLS, SD 57117 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $5K | $0 | $5K | 15.00% |
| MARSH & MCLENNAN AGENCY LLC3 | 825 MARYVILLE CENTRE DR STE 200 CHESTERFIELD, MO 63017 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $5K | $0 | $5K | 20.00% |
| MARSH & MCLENNAN AGENCY LLC3 | 7015 COLLEGE BLVD STE 400 OVERLAND PARK, KS 66211 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | $0 | $2K | 20.00% |
| MARSH & MCLENNAN AGENCY LLC3 | 2300 RENAISSANCE BLVD KING OF PRUSSIA, PA 19406 | ANTHEM LIFE INSURANCE COMPANY | $0 | $2K | $2K | 33.29% |
| MARSH & MCLENNAN AGENCY LLC3 | 6160 GOLDEN HILLS DRIVE MINNEAPOLIS, MN 55416 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $1K | $0 | $1K | 20.01% |
| MARSH & MCLENNAN AGENCY LLC3 | 825 MARYVILLE CENTRE DR STE 200 CHESTERFIELD, MO 63017 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $5 | $9 | $14 | 0.99% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,157 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 13 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,170 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(5 contracts, 5 carriers) | MEDICA INSURANCE COMPANY | 953 | $10.5M |
| Vision(16 contracts) | EYEMED | 415 | $103K |
| Life insurance(9 contracts, 2 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 1,157 | $1.2M |
| Short-term disability(8 contracts) | SUN LIFE ASSURANCE COMPANY OF CANADA | 1,157 | $1.1M |
| Long-term disability(8 contracts) | SUN LIFE ASSURANCE COMPANY OF CANADA | 1,157 | $1.1M |
| Prescription drug(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF MICHIGAN | 169 | $1.6M |
| Other(13 contracts, 2 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 1,157 | $1.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,157 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.