| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| PROFESSIONAL GROUP PLANS INC3 | 225 WIRELESS BLVD HAUPPAUGE, NY 11788 | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA, INC | $29K | $0 | $29K | 0.35% |
| MARSH & MCLENNAN AGENCY LLC3 | PO BOX 350 CONSHOHOCKEN, PA 19428 | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA, INC | $17K | $0 | $17K | 0.21% |
| PROFESSIONAL GROUP PLANS INC3 | 225 WIRELESS BLVD HAUPPAUGE, NY 11788 | GREATER GEORGIA LIFE INSURANCE COMPANY | $18K | $0 | $18K | 4.04% |
| MARSH & MCLENNAN AGENCY LLC3 | PO BOX 350 CONSHOHOCKEN, PA 19428 | GREATER GEORGIA LIFE INSURANCE COMPANY | $11K | $7K | $18K | 4.02% |
| IBENEFIT COMMUNICATION LLC3 | 131 HILLSIDE AVENUE CHARLOTTE, NC 28209 | CONTINENTAL AMERICAN INSURANCE COMPANY | $18K | $0 | $18K | 13.54% |
| MARSH & MCLENNAN AGENCY LLC3 | 1031 W 4TH AVENUE, STE. 400 ANCHORAGE, AR 99501 | CONTINENTAL AMERICAN INSURANCE COMPANY | $10K | $0 | $10K | 7.68% |
| IBENEFIT COMMUNICATION LLC3 | 4400 PARK RD., SUITE 311 CHARLOTTE, NC 28209 | BANKERS FIDELITY LIFE INSURANCE COMPANY | $14K | $0 | $14K | 17.45% |
| MARSH & MCLENNAN AGENCY LLC3 | 11330 LAKEFIELD DRIVE, SUITE 100 JOHNS CREEK, GA 30097 | BANKERS FIDELITY LIFE INSURANCE COMPANY | $14K | $0 | $14K | 17.45% |
| PEAK POINT INTERNATIONAL LLC3 | 9220 WATERFORD LANE POWDER SPRINGS, GA 30127 | PREPAID LEGAL SERVICES INC DBA LEGALSHIELD | $4K | $0 | $4K | 21.18% |
| J KEEBS & ASSOCIATES3 Filed as: J KEEBS & ASSOCIATES LLC | 1810 BLOSSOM CREEK LANE CUMMING, GA 30040 | PREPAID LEGAL SERVICES INC DBA LEGALSHIELD | $564 | $0 | $564 | 2.93% |
| MARSH & MCLENNAN AGENCY LLC3 | PO BOX 70 WEST POINT, GA 31833 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $642 | $0 | $642 | 4.39% |
| MARSH & MCLENNAN AGENCY LLC3 | PO BOX 70 WEST POINT, GA 31833 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $540 | $0 | $540 | 4.20% |
| MARSH & MCLENNAN AGENCY LLC3 | PO BOX 70 WEST POINT, GA 31833 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $357 | $0 | $357 | 4.50% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 650 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 5 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 655 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA, INC | 1,340 | $8.2M |
| Dental | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA, INC | 1,340 | $8.2M |
| Vision | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA, INC | 1,340 | $8.2M |
| Life insurance(2 contracts, 2 carriers) | SYMETRA LIFE INSURANCE COMPANY | 650 | $420K |
| Short-term disability | GREATER GEORGIA LIFE INSURANCE COMPANY | 601 | $443K |
| Long-term disability(2 contracts, 2 carriers) | GREATER GEORGIA LIFE INSURANCE COMPANY | 601 | $456K |
| Other(5 contracts, 4 carriers) | SYMETRA LIFE INSURANCE COMPANY | 650 | $513K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,340 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.