| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ROBINSON FINANCIAL GROUP INC3 Filed as: ROBINSON FINANCIAL GROUP | 8833 GROSS POINT ROAD, SUITE 200 SKOKIE, IL 60077 | BLUECROSS BLUESHIELD OF ILLINOIS | $0 | $4K | $4K | 0.17% |
| EOI SERVICE COMPANY INC3 Filed as: EOI SERVICE COMPANY, LLC | 1820 EAST 1ST STREET, SUITE 400 SANTA ANA, CA 92705 | SUN LIFE ASSURANCE COMPANY OF CANADA | $501K | $0 | $501K | 53.59% |
| STEALTH PARTNER GROUP LLC3 Filed as: STEALTH PARTNER GROUP, LLC | 18700 NORTH HAYDEN ROAD, SUITE 405 SCOTTSDALE, AZ 85255 | SUN LIFE ASSURANCE COMPANY OF CANADA | — | $39K | $39K | 4.14% |
| EOI SERVICE COMPANY INC3 Filed as: EOI SERVICE COMPANY, LLC | 1820 EAST 1ST STREET, SUITE 400 SANTA ANA, CA 92705 | AETNA LIFE INSURANCE COMPANY | $263K | $0 | $263K | 41.11% |
| JAMES DUNCAN DAVIDSON3 | 1820 EAST FIRST STREET, SUITE 400 SANTA ANA, CA 92705 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $287K | $0 | $287K | 47.00% |
| HOWARD B LABOW3 Filed as: HOWARD B. LABOW | 666 DUNDEE ROAD, SUITE 1603 NORTHBROOK, IL 60062 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $5 | $0 | $5 | 0.00% |
| ROBINSON FINANCIAL GROUP INC3 Filed as: ROBINSON FINANCIAL GROUP | 8833 GROSS POINT ROAD, SUITE 2 SKOKIE, IL 60077 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1 | $0 | $1 | 0.00% |
| ROBINSON FINANCIAL GROUP INC3 Filed as: ROBINSON FINANCIAL GROUP | 8833 GROSS POINT ROAD, SUITE 200 SKOKIE, IL 60077 | DEARBORN LIFE INSURANCE COMPANY | $19K | $0 | $19K | 6.67% |
| ROBINSON FINANCIAL GROUP INC3 Filed as: ROBINSON FINANCIAL GROUP | 8833 GROSS POINT ROAD, SUITE 200 SKOKIE, IL 60077 | COMBINED INSURANCE COMPANY OF AMERICA | $173K | $0 | $173K | 70.00% |
| BENEFITS ALL INSURANCE, LLC3 Filed as: BENEFITS ALL INS LLC | UNKNOWN SKOKIE, IL 60076 | COMBINED INSURANCE COMPANY OF AMERICA | $34K | $0 | $34K | 13.80% |
| ROBINSON FINANCIAL GROUP INC3 Filed as: ROBINSON FINANCIAL GROUP | 8833 GROSS POINT ROAD, SUITE 200 SKOKIE, IL 60077 | COMBINED INSURANCE | $210K | $0 | $210K | 88.11% |
| BENEFITS ALL INSURANCE, LLC3 Filed as: BENEFITS ALL INS LLC | UNKNOWN SKOKIE, IL 60076 | COMBINED INSURANCE | $23K | $0 | $23K | 9.79% |
| EOI SERVICE COMPANY INC3 Filed as: EOI SERVICE COMPANY, LLC | 1820 EAST 1ST STREET, SUITE 400 SANTA ANA, CA 92705 | COMBINED INSURANCE | $35 | $0 | $35 | 0.01% |
| EOI SERVICE COMPANY INC3 Filed as: EOI SERVICE COMPANY, INC | 1820 EAST 1ST STREET, SUITE 400 SANTA ANA, CA 92705 | TRANSAMERICA LIFE INSURANCE COMPANY | $654 | $0 | $654 | 3.84% |
| NORA A TREVINO3 Filed as: NORA A. TREVINO | 213 CAMPO VERDE CIRCLE SAN JUAN, TX 78589 | TRANSAMERICA LIFE INSURANCE COMPANY | $28 | $0 | $28 | 0.16% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,523 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 3,523 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF ILLINOIS | 492 | $2.6M |
| Vision | DEARBORN LIFE INSURANCE COMPANY | 3,523 | $290K |
| Life insurance(4 contracts, 4 carriers) | AMERICAN HERITAGE LIFE INSURANCE COMPANY | 3,523 | $1.2M |
| Short-term disability(2 contracts, 2 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 6,473 | $1.5M |
| Prescription drug | BLUECROSS BLUESHIELD OF ILLINOIS | 492 | $2.6M |
| Other(5 contracts, 5 carriers) | AETNA LIFE INSURANCE COMPANY | 3,523 | $1.4M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 6,473 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.