| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HAUSER INC3 Filed as: THE HAUSER GROUP | 5905 EAST GALBRAITH ROAD CINCINNATI, OH 45236 | BIND BENEFITS, INC. DBA SUREST | $0 | $28K | $28K | 1.95% |
| HAUSER INC3 | 5905 E GALBRAITH RD STE 9000 CINCINNATI, OH 45236 | UNITEDHEALTHCARE INSURANCE COMPANY | $0 | $7K | $7K | 2.66% |
| HAUSER INC3 | 5905 E GALBRAITH RD STE 9000 CINCINNATI, OH 45236 | PRINCIPAL LIFE INSURANCE COMPANY | $32K | $517 | $33K | 12.55% |
| CENTRO BENEFITS RESEARCH LLC3 | 200 GALLERIA PKWY SE STE 1950 ATLANTA, GA 30339 | PRINCIPAL LIFE INSURANCE COMPANY | $0 | $12K | $12K | 4.68% |
| ANGUS MCRAE INSURANCE BROKERAGE3 Filed as: ANGUS ANDRE MCRAE | 3625 CUMBERLAND BLVD SE STE 10 ATLANTA, GA 30339 | PRINCIPAL LIFE INSURANCE COMPANY | $35 | — | $35 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 194 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 196 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BIND BENEFITS, INC. DBA SUREST | 268 | $1.7M |
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 378 | $259K |
| Vision | PRINCIPAL LIFE INSURANCE COMPANY | 378 | $259K |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 378 | $259K |
| Short-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 378 | $259K |
| Long-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 378 | $259K |
| Other | PRINCIPAL LIFE INSURANCE COMPANY | 378 | $259K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 378 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.