| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES, INC | TWO PIERCE PLACE 21ST FLOOR ITASCA, IL 60143 | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | $18K | $0 | $18K | 2.50% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES | 235 HIGHLANDIA DRIVE SUITE 200 BATON ROUGE, LA 70810 | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | $0 | $9K | $9K | 1.26% |
| BENEFIT ADMIN. SERVICES LTD.3 Filed as: BENEFIT ADMIN SERVICES, LTD | 613 CRESCENT CIRCLE SUITE 201 RIDGELAND, MS 39157 | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | $7K | $0 | $7K | 1.00% |
| GALLAGHER BENEFIT SERVICES, INC.3 | TWO PIERCE PLACE 21ST FLOOR ITASCA, IL 60143 | UNITED CONCORDIA INSURANCE COMPANY | $4K | $0 | $4K | 5.23% |
| ACUITY GROUP OF MS LLC3 Filed as: ACUITY GROUP OF MISSISSIPPI, LLC | 613 CRESCENT CIRCLE SUITE 201 RIDGELAND, MS 39157 | UNITED CONCORDIA INSURANCE COMPANY | $3K | $207 | $3K | 3.67% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 2 PIERCE PLACE 14TH FLOOR ITASCA, IL 60143 | UNITED CONCORDIA INSURANCE COMPANY | $0 | $536 | $536 | 0.66% |
| PLANSOURCE BENEFIT ADMINISTRATION3 | PO BOX 1313 ORLANDO, FL 32802 | UNITED CONCORDIA INSURANCE COMPANY | $28 | $0 | $28 | 0.03% |
| GALLAGHER BENEFIT SERVICES, INC.3 | TWO PIERCE PLACE 21ST FLOOR ITASCA, IL 60143 | UNUM INSURANCE COMPANY OF AMERICA | $2K | $0 | $2K | 10.34% |
| ACUITY GROUP OF MS LLC3 Filed as: ACUITY GROUP OF MISSISSIPPI, LLC | 613 CRESCENT CIRCLE SUITE 201 RIDGELAND, MS 39157 | UNUM INSURANCE COMPANY OF AMERICA | $1K | $53 | $1K | 4.66% |
| PLANSOURCE BENEFITS ADMINISTRATION3 Filed as: PLANSOURCE BENEFIT ADMINSTRATION | PO BOX 1313 ORLANDO, FL 32802 | UNUM INSURANCE COMPANY OF AMERICA | $858 | $158 | $1K | 4.27% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES, INC | 2 PIERCE PLACE 14TH FLOOR ITASCA, IL 60143 | UNUM INSURANCE COMPANY OF AMERICA | $0 | $205 | $205 | 0.86% |
| GALLAGHER BENEFIT SERVICES, INC.3 | TWO PIERCE PLACE 21ST FLOOR ITASCA, IL 60143 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $5K | $0 | $5K | 24.70% |
| PLANSOURCE BENEFIT ADMINISTRATION3 | PO BOX 1313 ORLANDO, FL 32802 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $1K | $158 | $1K | 6.66% |
| ACUITY GROUP OF MS LLC3 Filed as: ACUITY GROUP OF MISSISSIPPI, LLC | 613 CRESCENT CIRCLE SUITE 201 RIDGELAND, MS 39157 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $1K | $54 | $1K | 5.86% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES, INC | 2 PIERCE PLACE 14TH FLOOR ITASCA, IL 60143 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $0 | $206 | $206 | 1.07% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES | 235 HIGHLANDIA DRIVE SUITE 200 BATON ROUGE, LA 70810 | HUMANA HEALTH BENEFIT PLAN OF LOUISIANA, INC | $2K | $0 | $2K | 19.12% |
| BENEFIT ADMIN. SERVICES LTD.3 Filed as: BENEFIT ADMIN. SERVICES, LTD | 613 CRESCENT CIRCLE SUITE 201 RIDGELAND, MS 39157 | HUMANA HEALTH BENEFIT PLAN OF LOUISIANA, INC | $325 | $0 | $325 | 3.56% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 260 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Beneficiaries receiving benefits | 0 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 260 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 112 | $735K |
| Dental | UNITED CONCORDIA INSURANCE COMPANY | 112 | $81K |
| Vision | HUMANA HEALTH BENEFIT PLAN OF LOUISIANA, INC | 132 | $9K |
| Life insurance(2 contracts, 2 carriers) | UNUM INSURANCE COMPANY OF AMERICA | 387 | $43K |
| Short-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 387 | $19K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 387 | $19K |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 112 | $735K |
| Other(2 contracts, 2 carriers) | UNUM INSURANCE COMPANY OF AMERICA | 387 | $43K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 387 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.