| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BB&T INSURANCE SERVICES, INC.3 | 113 S. WAYNE AVENUE WAYNESBORO, VA 22980 | ANTHEM HEALTHKEEPERS | $12K | — | $12K | 1.05% |
| BB&T INSURANCE SERVICES, INC.3 Filed as: BB&T INSURANCE SERVICES INC. | 343 S. EVANS ST. GREENVILLE, NC 27858 | ANTHEM HEALTHKEEPERS | — | $115 | $115 | 0.01% |
| BB&T INSURANCE SERVICES, INC.3 Filed as: BB&T INSURANCE SERVICES INC. | 113 S. WAYNE AVENUE WAYNESBORO, VA 22980 | ANTHEM HEALTH PLANS OF VIRGINIA INC. | $12K | — | $12K | 3.58% |
| BB&T INSURANCE SERVICES, INC.3 Filed as: BB&T INSURANCE SERVICES INC. | 343 S. EVANS STREET GREENVILLE, NC 27858 | ANTHEM HEALTH PLANS OF VIRGINIA INC. | — | $115 | $115 | 0.03% |
| BB&T INSURANCE SERVICES, INC.3 | 113 S WAYNE AVENUE WAYNESBORO, VA 22980 | ANTHEM LIFE INSURANCE COMPANY | $11K | — | $11K | 10.63% |
| BB&T INSURANCE SERVICES, INC.3 | 543 S. EVANS ST. GREENVILLE, NC 27585 | ANTHEM LIFE INSURANCE COMPANY | — | $4K | $4K | 3.77% |
| BB&T INSURANCE SERVICES, INC.3 | 2108 W. LABURNUM AVENUE STE 310 RICHMOND, VA 23227 | ANTHEM HEALTH PLANS OF VIRGINIA, INC. | $4K | — | $4K | 3.81% |
| NORMAN E ALLEN JR3 Filed as: NORMAN E. ALLEN JR. | 1 PARK WEST CIRCLE SUITE 306F MIDLOTHIAN, VA 23114 | TRANSAMERICA | $13K | — | $13K | 44.81% |
| 1752 FINANCIAL SOLUTIONS INC.3 | 7100 FOREST AVE STE 101 RICHMOND, VA 23226 | TRANSAMERICA | $9K | — | $9K | 29.87% |
| BENEFIT ALTERNATIVE INCORPORATED3 | 4860 COX ROAD STE 200 GLEN ALLEN, VA 23060 | TRANSAMERICA | $781 | — | $781 | 2.62% |
| THE MEDICAL SOCIETY OF VA3 Filed as: MEDICAL SOCIETY OF VIRGINIA | 2924 EMERYWOOD PKWY STE 200 RICHMOND, VA 23294 | TRANSAMERICA | $521 | — | $521 | 1.75% |
| JULIE THOMPSON PRIOR3 | 600 FERN MEADOW LOOP APT 306 MIDLOTHIAN, VA 23114 | AFLAC | $1K | — | $1K | 4.98% |
| RONALD PRIOR JR3 Filed as: RONALD K PRIOR JR. | 600 FERN MEADOW LOOP APT 306 MIDLOTHIAN, VA 23114 | AFLAC | $412 | — | $412 | 1.86% |
| ELIZABETH ANNE BUCHANAN3 | 3401 HUNTON RIDGE DRIVE GLEN ALLEN, VA 23059 | AFLAC | $223 | — | $223 | 1.01% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS H THOMPSON | 1911 OAKENGATE LANE MIDLOTHIAN, VA 23113 | AFLAC | $212 | — | $212 | 0.96% |
| PHYLLIS DAWN HESLEP3 | 11520 NUCKOLS RD STE 103 GLEN ALLEN, VA 23059 | AFLAC | $108 | — | $108 | 0.49% |
| ROBERT A ROBERTSON3 | 12791 BUTLERS RD AMELIA, VA 23002 | AFLAC | $79 | — | $79 | 0.36% |
| ROY D MUNSTER3 | P O BOX 5634 GLEN ALLEN, VA 23058 | AFLAC | $67 | — | $67 | 0.30% |
| DAVID N MORGAN3 | 11520 NUCKOLS RD STE 103 GLEN ALLEN, VA 23059 | AFLAC | $63 | — | $63 | 0.29% |
| MELANIE B MUNSTER3 | 8332 CHARING LANE GLEN ALLEN, VA 23059 | AFLAC | $56 | — | $56 | 0.25% |
| JAMES A SCOTT & SON INC3 Filed as: JAMES R HILL SR | 9701 GAYTON ROAD STE 6 RICHMOND, VA 23238 | AFLAC | $33 | — | $33 | 0.15% |
| THOMAS E HATCHER JR3 | 717 GREEN VALLEY RD STE 200 GREENSBORO, NC 27408 | AFLAC | $31 | — | $31 | 0.14% |
| STRATEGIC EMPLOYEE BENEFIT SERVICES3 Filed as: STRATEGIC EMPLOYEE BENEFITS SERVICE | 9954 MAYLAND DRIVE STE 2200 RICHMOND, VA 23233 | AFLAC | $29 | — | $29 | 0.13% |
| BENJAMIN O THOMPSON SR3 | 2012 GAMELAW COURT MIDLOTHIAN, VA 23113 | AFLAC | $27 | — | $27 | 0.12% |
| THE HORTON GROUP3 Filed as: KATHIE HORTON NAYLOR | 12259 FRAMAR DRIVE MIDLOTHIAN, VA 23113 | AFLAC | $14 | — | $14 | 0.06% |
| RITA W TRENT3 Filed as: RITA W KANE | 41 SHORT VIEW LN REEDVILLE, VA 22539 | AFLAC | $8 | — | $8 | 0.04% |
| RONALD E KIRKLAND3 | 4 SOTHEBY PL SE GURLEY, AL 35748 | AFLAC | $4 | — | $4 | 0.02% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 165 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 165 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | ANTHEM HEALTHKEEPERS | 246 | $1.5M |
| Dental | ANTHEM HEALTH PLANS OF VIRGINIA, INC. | 151 | $103K |
| Vision(2 contracts, 2 carriers) | ANTHEM HEALTHKEEPERS | 246 | $1.5M |
| Life insurance | ANTHEM LIFE INSURANCE COMPANY | 165 | $105K |
| Short-term disability | ANTHEM LIFE INSURANCE COMPANY | 165 | $105K |
| Long-term disability | ANTHEM LIFE INSURANCE COMPANY | 165 | $105K |
| Prescription drug(2 contracts, 2 carriers) | ANTHEM HEALTHKEEPERS | 246 | $1.5M |
| Other(5 contracts, 5 carriers) | ANTHEM HEALTHKEEPERS | 246 | $1.3M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 246 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.