| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSOCIATED FINANCIAL GROUP LLC3 | 711 EISENHOWER DRIVE KIMBERLY, WI 54136 | MINNESOTA LIFE INSURANCE COMPANY | $52K | $0 | $52K | 1.05% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON DELAWARE INC | COMMISSIONS LOCKBOX 28852 PO BOX 28852 NEW YORK, NY 100878852 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $19K | — | $19K | 0.98% |
| E. G. BOWMAN Filed as: EG BOWMAN | 5 HANOVER SQUARE SUITE 201 NEW YORK, NY 10004 | NATIONAL UNION FIRE INS. CO OF PITTSBURGH, PA | — | $6K | $6K | 16.00% |
| MMG AGENCY INC. Filed as: MMG AGENCY, INC. | CONSOLIDATED TO 32 BROADWAY SUITE 1818 NEW YORK, NY 10004 | NATIONAL UNION FIRE INS. CO OF PITTSBURGH, PA | — | $6K | $6K | 14.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 7,193 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3,848 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 11,041 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance(2 contracts, 2 carriers) | MINNESOTA LIFE INSURANCE COMPANY | 11,041 | $7.0M |
| Other(3 contracts, 3 carriers) | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 7,024 | $2.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 11,041 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.