| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CORPORATE BENEFITS ALLIANCE3 | 1055 WESTLAKES DR STE 131 BERWYN, PA 19312 | UNITEDHEALTHCARE INSURANCE COMPANY | $244K | $0 | $244K | 3.66% |
| CORPORATE BENEFITS ALLIANCE3 Filed as: CORPORATE BENEFITS ALLIANCE INC | 37 WEST AVE STE 350 WAYNE, PA 19087 | DELTA DENTAL OF PENNSYLVANIA | $18K | $0 | $18K | 4.09% |
| CORPORATE BENEFITS ALLIANCE3 Filed as: CORPORATE BENEFITS ALLIANCE INC | 1055 WESTLAKES DRIVE STE 131 BERWYN, PA 19312 | UNION SECURITY INSURANCE COMPANY | $44K | $0 | $44K | 11.16% |
| CORPORATE BENEFITS ALLIANCE3 Filed as: CORPORATE BENEFITS ALIANCE | 1055 WESTLAKES DR STE 131 BEERWYN, PA 19312 | AETNA LIFE INSURANCE COMPANY | $7K | $0 | $7K | 8.84% |
| CORPORATE BENEFITS ALLIANCE3 | 37 WEST AVE STE 350 WAYNE, PA 19087 | NATIONAL VISION ADMINISTRATORS,L.L.C. | $2K | $0 | $2K | 5.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,119 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,119 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 1,323 | $6.7M |
| Dental(2 contracts, 2 carriers) | DELTA DENTAL OF PENNSYLVANIA | 1,226 | $518K |
| Vision(2 contracts, 2 carriers) | AETNA LIFE INSURANCE COMPANY | 1,066 | $132K |
| Life insurance(2 contracts, 2 carriers) | UNION SECURITY INSURANCE COMPANY | 987 | $475K |
| Short-term disability | UNION SECURITY INSURANCE COMPANY | 987 | $392K |
| Long-term disability | UNION SECURITY INSURANCE COMPANY | 987 | $392K |
| Other(2 contracts, 2 carriers) | UNION SECURITY INSURANCE COMPANY | 987 | $475K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,323 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.