| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE PLEXUS GROUPE LLC3 | — | BLUECROSS BLUESHIELD OF ILLINOIS | $183K | $24K | $207K | 1.04% |
| TIMOTHY J REED3 Filed as: TIMOTHY JOSEPH FOSTER | — | BLUECROSS BLUESHIELD OF ILLINOIS | — | $119K | $119K | 0.60% |
| HONESTRX CONSULTING, LLC3 | — | BLUECROSS BLUESHIELD OF ILLINOIS | — | $69K | $69K | 0.35% |
| THE PLEXUS GROUPE LLC3 Filed as: THE PLEXUS GROUPLE LLC | 21805 FIELD PARKWAY #300 DEER PARK, IL 60010 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $39K | — | $39K | 10.00% |
| THE PLEXUS GROUPE LLC3 | 21805 FIELD PARKWAY #300 DEER PARK, IL 60010 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $13K | — | $13K | 4.75% |
| THE PLEXUS GROUPE LLC3 | 21805 FIELD PARKWAY #300 DEER PARK, IL 60010 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $39K | — | $39K | 15.00% |
| THE PLEXUS GROUPE LLC3 Filed as: THE PLEXUS GROUPE, LLC | 21805 FIELD PARKWAY #300 DEER PARK, IL 60010 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $18K | — | $18K | 12.97% |
| THE PLEXUS GROUPE LLC3 | 21805 FIELD PARKWAY #300 DEER PARK, IL 60010 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $5K | — | $5K | 10.00% |
| THE PLEXUS GROUPE LLC3 | 21805 FIELD PARKWAY #300 DEER PARK, IL 60010 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $490 | — | $490 | 10.56% |
| THE PLEXUS GROUPE LLC3 Filed as: THE PLEXUS GROUPE, LLC | 21805 FIELD PARKEWAY #300 DEER PARK, IL 60010 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $40 | — | $40 | 14.60% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,501 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 18 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 24 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,543 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision(3 contracts) | FIDELITY SECURITY LIFE INSURANCE COMPANY | 1,130 | $145K |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 1,501 | $390K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 1,337 | $266K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 1,451 | $263K |
| Stop-loss / reinsurancereinsurance | BLUECROSS BLUESHIELD OF ILLINOIS | 2,820 | $19.8M |
| Other(2 contracts) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 1,501 | $436K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,820 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.