| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| TBX EMPLOYEE BENEFITS LLC3 Filed as: TBX EMPLOYEE BENEFITS, LLC | 1201 ELM ST. STE. 4250 DALLAS, TX 75270 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1.5M | — | $1.5M | 51.63% |
| TBX EMPLOYEE BENEFITS LLC3 Filed as: TBX EMPLOYEE BENEFITS, LLC | 1201 ELM STREET #4250 DALLAS, TX 75270 | CONTINENTAL AMERICAN INSURANCE COMPANY | $46K | — | $46K | 1.55% |
| KATHERINE A OWEN3 Filed as: KATHERINE OWEN | 1924 ANTWERP AVE PLANO, TX 75025 | CONTINENTAL AMERICAN INSURANCE COMPANY | $7K | — | $7K | 0.25% |
| STEVEN B KEMPTON3 Filed as: STEVEN KEMPTON | 2570 ELDORADO PKY MCKINNEY, TX 75070 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 0.04% |
| WILLIAM COVINGTON3 | 2340 E TRINITY MILLS RD STE 300 CARROLLTON, TX 75006 | CONTINENTAL AMERICAN INSURANCE COMPANY | $991 | — | $991 | 0.03% |
| GREG A GOULD3 Filed as: GREG GOULD | 905 W EISENHOWER CIR UNIT 107 ANN ARBOR, MI 48103 | CONTINENTAL AMERICAN INSURANCE COMPANY | $854 | — | $854 | 0.03% |
| ALAN BERGMANN3 | 2144 MADERO DR THE VILLAGES, FL 32159 | CONTINENTAL AMERICAN INSURANCE COMPANY | $458 | — | $458 | 0.02% |
| JAMES GREENLEES3 | 300 FAIRFOREST DR MATTHEWS, NC 28104 | CONTINENTAL AMERICAN INSURANCE COMPANY | $259 | — | $259 | 0.01% |
| MURIEL JERNIGAN3 | 9927 COLDWATER CIR DALLAS, TX 75228 | CONTINENTAL AMERICAN INSURANCE COMPANY | $177 | — | $177 | 0.01% |
| WENDY C WHITAKER3 Filed as: WENDY WHITAKER | 15419 E 127TH STREET STE 503 LEMONT, IL 60439 | CONTINENTAL AMERICAN INSURANCE COMPANY | $173 | — | $173 | 0.01% |
| JEANNETTE E FATHERREE3 Filed as: JEANNETTE FOKSINSKI | 34706 CENTAUR DETROIT, MI 48226 | CONTINENTAL AMERICAN INSURANCE COMPANY | $153 | — | $153 | 0.01% |
| ELISE M POLT3 Filed as: ELISE POLT | 201 W BURNSVILLE PKY STE 116 BURNSVILLE, MN 55337 | CONTINENTAL AMERICAN INSURANCE COMPANY | $143 | — | $143 | 0.00% |
| ROBERT MILWOOD3 | 2808 CARTERTON WAY FLOWER MOUND, TX 75022 | CONTINENTAL AMERICAN INSURANCE COMPANY | $119 | — | $119 | 0.00% |
| JONI AKALA BILLINGS3 Filed as: JONI BILLINGS | 1025 LA TERRAZA CIR UNIT 302 CORONA, CA 92879 | CONTINENTAL AMERICAN INSURANCE COMPANY | $118 | — | $118 | 0.00% |
| SCOTT W DAVIDSON3 Filed as: SCOTT DAVIDSON | 32630 SANDRA WESTLAND, MI 48185 | CONTINENTAL AMERICAN INSURANCE COMPANY | $115 | — | $115 | 0.00% |
| TAMMI LAVOICE COOPER3 Filed as: TAMMI COOPER | PO BOX 609 SANGER, TX 76266 | CONTINENTAL AMERICAN INSURANCE COMPANY | $113 | — | $113 | 0.00% |
| JAMIE JONES3 | 7512 E INDEPENDENCE BLVD STE 103 CHARLOTTE, NC 28227 | CONTINENTAL AMERICAN INSURANCE COMPANY | $113 | — | $113 | 0.00% |
| ROBERT SHEPARD COOPER3 | PO BOX 609 SANGER, TX 76266 | CONTINENTAL AMERICAN INSURANCE COMPANY | $113 | — | $113 | 0.00% |
| DAVID SCHROEDER3 | 6855 TOPSFIELD DR DALLAS, TX 75231 | CONTINENTAL AMERICAN INSURANCE COMPANY | $93 | — | $93 | 0.00% |
| MICHAEL WHEELER3 | PO BOX 1416 COLUMBUS, GA 31902 | CONTINENTAL AMERICAN INSURANCE COMPANY | $90 | — | $90 | 0.00% |
| ELIZABETH HARKEY3 | 723 FOXWOOD DR CONCORD, NC 28025 | CONTINENTAL AMERICAN INSURANCE COMPANY | $80 | — | $80 | 0.00% |
| HUGH B DEMAREST3 Filed as: HUGH DEMAREST | 746 E EUGIE AVE PHOENIX, AZ 85022 | CONTINENTAL AMERICAN INSURANCE COMPANY | $79 | — | $79 | 0.00% |
| SHARON R LUCARELLI3 Filed as: SHARON LUCARELLI | 12725 BENNINGTON COMMON LN. ST. LOUIS, MO 63146 | CONTINENTAL AMERICAN INSURANCE COMPANY | $78 | — | $78 | 0.00% |
| WENDY PEARLROTH3 | 2323 PALMDALE WALK DRIVE APT 1 FT MILL, SC 29708 | CONTINENTAL AMERICAN INSURANCE COMPANY | $72 | — | $72 | 0.00% |
| LILLIAN TOMPKINS3 | 7 CREEK DR UNIT 307 BEACON, NY 12508 | CONTINENTAL AMERICAN INSURANCE COMPANY | $70 | — | $70 | 0.00% |
| BRENDA SELVAGE3 | PO BOX 37 VAN METER, IA 50261 | CONTINENTAL AMERICAN INSURANCE COMPANY | $65 | — | $65 | 0.00% |
| SHELLY LUCKEN3 | 4565 HUMMINGBIRD TR. NE PRIOR LAKE, MN 55372 | CONTINENTAL AMERICAN INSURANCE COMPANY | $64 | — | $64 | 0.00% |
| JOSEPH FOXLEY3 | 580 WHITE PLAINS RD STE 115 WHITE PLAINS, NY 10591 | CONTINENTAL AMERICAN INSURANCE COMPANY | $62 | — | $62 | 0.00% |
| MARIAN E LENCIONI3 Filed as: MARIAN LENCIONI | 10390 COMMERCE CENTER DR STE 260 RANCHO CUCAMONGA, CA 91730 | CONTINENTAL AMERICAN INSURANCE COMPANY | $53 | — | $53 | 0.00% |
| T ALLEN HOWDESHELL3 Filed as: ALLEN HUNDLEY | 1416 GABLES CT PLANO, TX 75075 | CONTINENTAL AMERICAN INSURANCE COMPANY | $53 | — | $53 | 0.00% |
| TIMOTHY MCDERMOTT3 | 111 RAAB AVE BLOOMFIELD, NJ 07003 | CONTINENTAL AMERICAN INSURANCE COMPANY | $51 | — | $51 | 0.00% |
| AMELIA S COX3 Filed as: AMELIA COX | 1265 ROY DUGGAR RD LONDON, KY 40741 | CONTINENTAL AMERICAN INSURANCE COMPANY | $46 | — | $46 | 0.00% |
| ABBY E ALEXANDER3 Filed as: ABBY ALEXANDER | 1532 E MARIETTA AVE PEORIA HEIGHTS, IL 61616 | CONTINENTAL AMERICAN INSURANCE COMPANY | $43 | — | $43 | 0.00% |
| ROSALIND GEORGE3 | 12655 N CENTRAL EXPWY DALLAS, TX 75243 | CONTINENTAL AMERICAN INSURANCE COMPANY | $41 | — | $41 | 0.00% |
| JEFFREY LYNN LAMBERT3 Filed as: JEFFREY LAMBERT | 7 CENTER ST HINSDALE, IL 60521 | CONTINENTAL AMERICAN INSURANCE COMPANY | $36 | — | $36 | 0.00% |
| GAY M HUNDLEY3 Filed as: GAY HUNDLEY | 8796 FOREST CREEK LN ANNA, TX 75409 | CONTINENTAL AMERICAN INSURANCE COMPANY | $36 | — | $36 | 0.00% |
| AARON D MCGOVERN3 Filed as: AARON MCGOVERN | 44-100 MONTEREY AVE STE 204 PALM DESERT, CA 92260 | CONTINENTAL AMERICAN INSURANCE COMPANY | $35 | — | $35 | 0.00% |
| HEIDI E GLAUB3 Filed as: HEIDI GLAUB | 5458 PARKSIDE DR BRIGHTON, MI 48114 | CONTINENTAL AMERICAN INSURANCE COMPANY | $35 | — | $35 | 0.00% |
| BRYAN TUCKER3 | 27495 N 97TH DR PEORIA, AZ 85383 | CONTINENTAL AMERICAN INSURANCE COMPANY | $35 | — | $35 | 0.00% |
| JEFF PETTIT3 | 1619 S. KENTUCKY STE. A-511 AMARILLO, TX 79102 | CONTINENTAL AMERICAN INSURANCE COMPANY | $35 | — | $35 | 0.00% |
| BRYAN MURPHY3 | 2436 CRIPPLE CREEK DR ST. LOUIS, MO 63129 | CONTINENTAL AMERICAN INSURANCE COMPANY | $35 | — | $35 | 0.00% |
| GINA WIEGAND3 Filed as: GINA WIEGAND, INC. | 5904 NW 95TH CT JOHNSTON, IA 50131 | CONTINENTAL AMERICAN INSURANCE COMPANY | $29 | — | $29 | 0.00% |
| SOMMER RIEHN3 | 262 E FM 552 ROCKWALL, TX 75087 | CONTINENTAL AMERICAN INSURANCE COMPANY | $28 | — | $28 | 0.00% |
| JOHN E CARTER III3 Filed as: JOHN CARTER III | 7310 N LAKE DR STE B COLUMBUS, GA 31909 | CONTINENTAL AMERICAN INSURANCE COMPANY | $27 | — | $27 | 0.00% |
| JEFF KLEINMAN3 | 2355 W PINNACLE PEAK RD STE 380 PHOENIX, AZ 85027 | CONTINENTAL AMERICAN INSURANCE COMPANY | $24 | — | $24 | 0.00% |
| MBBV INC3 | 17934 HOMESTEAD BLUFFS DR WILDWOOD, MO 63005 | CONTINENTAL AMERICAN INSURANCE COMPANY | $23 | — | $23 | 0.00% |
| JASON SCZEPANIAK3 Filed as: JASON HARTMAN | 5 GIBSON HILL RD CHESTER, NY 10918 | CONTINENTAL AMERICAN INSURANCE COMPANY | $22 | — | $22 | 0.00% |
| BIG RED BENEFITS, LLC3 | 312 T SCHILLINGER RD S #146 MOBILE, AL 36608 | CONTINENTAL AMERICAN INSURANCE COMPANY | $22 | — | $22 | 0.00% |
| SANDRA SANDBERG3 | 454 EAST 8180 SOUTH SANDY, UT 84070 | CONTINENTAL AMERICAN INSURANCE COMPANY | $17 | — | $17 | 0.00% |
| MIRIAM C WATKINS3 Filed as: MIRIAM WATKINS | 3456 RX MOUTH LN TALLAHASSEE, FL 32317 | CONTINENTAL AMERICAN INSURANCE COMPANY | $17 | — | $17 | 0.00% |
| JOSE GONZALEZ3 | 804 DULCE TIERRA DR EL PASO, TX 79912 | CONTINENTAL AMERICAN INSURANCE COMPANY | $14 | — | $14 | 0.00% |
| MEADOWBROOK INC3 Filed as: MEADOWBROOK INSURANCE GROUP | 26255 AMERICAN DR SOUTHFIELD, MI 48034 | CONTINENTAL AMERICAN INSURANCE COMPANY | $10 | — | $10 | 0.00% |
| SARAH STEINER3 | 7135 HALEYS WAY THEODORE, AL 36582 | CONTINENTAL AMERICAN INSURANCE COMPANY | $10 | — | $10 | 0.00% |
| LISA A ALMANZA3 Filed as: LISA ALMANZA | 4171 N MESA STE A-102 EL PASO, TX 79902 | CONTINENTAL AMERICAN INSURANCE COMPANY | $9 | — | $9 | 0.00% |
| CHRISTOPHER J BAYER3 | 1416 N BROAD STREET GALESBURG, IL 61401 | CONTINENTAL AMERICAN INSURANCE COMPANY | $9 | — | $9 | 0.00% |
| MAURICIO R PLATT3 Filed as: MAURICIO PLATT | 884 UNION STATION PARKWAY APT 1206 LEWISAVILLE, TX 75057 | CONTINENTAL AMERICAN INSURANCE COMPANY | $8 | — | $8 | 0.00% |
| ROSEANN RODRIGUEZ3 | 10913 VISTA DEL SOL EL PASO, TX 79935 | CONTINENTAL AMERICAN INSURANCE COMPANY | $6 | — | $6 | 0.00% |
| JOSH MURILLO3 | 5959 GATEWAY WEST UNIT 620 EL PASO, TX 79925 | CONTINENTAL AMERICAN INSURANCE COMPANY | $6 | — | $6 | 0.00% |
| RONALD EUGENE WALLACE3 Filed as: RONALD WALLACE | PO BOX 1355 BAY MINETTE, AL 36507 | CONTINENTAL AMERICAN INSURANCE COMPANY | $6 | — | $6 | 0.00% |
| MEADOWBROOKE INSURANCE GROUP3 | 26255 AMERICAN DRIVE SOUTHFIELD, MI 48034 | CONTINENTAL AMERICAN INSURANCE COMPANY | $5 | — | $5 | 0.00% |
| JERRY HOKE3 | 517 E 3270 N LEHI, UT 84043 | CONTINENTAL AMERICAN INSURANCE COMPANY | $5 | — | $5 | 0.00% |
| VERA I CRUICE3 Filed as: VERA CRUICE | 7121 TARPON CT FLEMING ISLAND, FL 32003 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4 | — | $4 | 0.00% |
| URSULA M PIECHOWSKI3 Filed as: URSULA PIECHOWSKI | 929 WASHINGTON UNIT 301 EVANSTON, IL 60202 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| JOHN H VRATSINAS3 Filed as: JOHN VRATSINAS | 401 N BIRCH RD UNIT 1112 FT LAUDERDALE, FL 33304 | CONTINENTAL AMERICAN INSURANCE COMPANY | $0 | — | $0 | 0.00% |
| HAYS COMPANIES, INC.3 Filed as: HAYS GROUP, INC | 80 SOUTH 8TH STREET SUITE 700 MINNEAPOLIS, MN 55402 | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | $132K | $26K | $158K | 8.47% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES (NY) LLC | 340 MADISON AVENUE 21ST FLOOR NEW YORK, NY 10173 | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | — | $1K | $1K | 0.05% |
| HAYS COMPANIES, INC.3 Filed as: HAYS COMPANIES | 5850 GRANITE PARKWAY SUITE 350 PLANO, TX 75024 | DELTA DENTAL | $81K | — | $81K | 10.00% |
| HAYS COMPANIES, INC.3 Filed as: THE HAYS GROUP, INC. | 80 SOUTH 8TH STREET, SUITE 700 MINNEAPOLIS, MN 55402 | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | $29K | $12K | $41K | 5.32% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES (NY) LLC | 340 MADISON AVENUE 21ST FLOOR NEW YORK, NY 10173 | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | $0 | $585 | $585 | 0.08% |
| HAYS COMPANIES, INC.3 Filed as: THE HAYS GROUP, INC | 80 SOUTH 8TH STREET SUITE 700 MINNEAPOLOS, MN 55402 | HYATT LEGAL PLANS | $15K | — | $15K | 12.41% |
| LOCKTON COMPANIES, LLC3 | 717 NORTH HARWOOD SUITE 2500 DALLAS, TX 75201 | HYATT LEGAL PLANS | — | $95 | $95 | 0.08% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 10,068 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 57 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 10,125 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | TELADOC PHYSICIANS, P.A. | 8,757 | $129K |
| Dental | DELTA DENTAL | 2,890 | $809K |
| Vision(2 contracts) | FIDELITY SECURITY LIFE INSURANCE COMPANY | 3,167 | $203K |
| Life insurance(2 contracts, 2 carriers) | CONTINENTAL AMERICAN INSURANCE COMPANY | 9,045 | $4.8M |
| Long-term disability | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | 3,076 | $771K |
| Other(4 contracts, 3 carriers) | CONTINENTAL AMERICAN INSURANCE COMPANY | 10,068 | $5.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 10,068 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.