| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ORGILL/SINGER & ASSOCIATES INC3 | 8360 W SAHARA AVE, STE 110 LAS VEGAS, NV 89117 | UNITED HEALTHCARE INSURANCE COMPANY | $38K | — | $38K | 3.33% |
| ASSURANCE AGENCY LTD3 Filed as: ASSURANCE LTD | 5740 ARVILLE ST., STE 204 LAS VEGAS, NV 89118 | UNITED HEALTHCARE INSURANCE COMPANY | $8K | — | $8K | 0.67% |
| ORGILL/SINGER & ASSOCIATES INC3 Filed as: ORGILL SINGER & ASSOCIATES INC | 8360 W SAHARA AVE STE 110 LAS VEGAS, NV 89117 | PRINCIPAL LIFE INSURANCE COMPANY | $12K | — | $12K | 4.91% |
| ASSURANCE AGENCY LTD3 Filed as: ASSURANCE LTD | 5740 S ARVILE, STE 204 LAS VEGAS, NV 89118 | PRINCIPAL LIFE INSURANCE COMPANY | $2K | — | $2K | 0.65% |
| MICHAEL C WALKER3 Filed as: MICHAEL IVES | 6127 S RAINBOW BLVD STE 110B LAS VEGAS, NV 89118 | AFLAC | $445 | $151 | $596 | 7.26% |
| ORGILL/SINGER & ASSOCIATES INC3 Filed as: ORGILL SINGER AND ASSOC INC | 8360 W SAHARA AVE STE 110 LAS VEGAS, NV 89117 | AFLAC | $309 | — | $309 | 3.77% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: DANIEL A JAIME | 1150 GUSTINE ST CHULA VISTA, CA 91913 | AFLAC | $119 | $25 | $144 | 1.76% |
| VALERIE LOGAN3 | 11093 RAYMOND RD CHULA VISTA, CA 91913 | AFLAC | $31 | — | $31 | 0.38% |
| SUSAN C. HAMA3 Filed as: SUSAN C HAMA | 7778 PASEO LA JOLLA CARLSBAD, CA 92009 | AFLAC | $25 | — | $25 | 0.30% |
| DOUGLAS J SUCHECKI3 | 3850 VINE ST STE 130 RIVERSIDE, CA 92507 | AFLAC | $12 | — | $12 | 0.15% |
| CHRISTOPHER L KENNEDY3 | 2888 LOKER AVE E STE 210 CARLSBAD, CA 92010 | AFLAC | $11 | — | $11 | 0.13% |
| SUSAN G STOOKSBERRY3 | PO BOX 451882 GARLAND, TX 75045 | AFLAC | $9 | — | $9 | 0.11% |
| T ALLEN HOWDESHELL3 Filed as: ALLEN V HUNDLEY | 8796 FOREST CREEK LN ANNA, TX 75409 | AFLAC | $6 | — | $6 | 0.07% |
| SUZANNE LEWIS3 | 7116 RIPLEY ST MCKINNEY, TX 75071 | AFLAC | $3 | — | $3 | 0.04% |
| STOOKSBERRY INSURANCE AGENCY LLC3 | PO BOX 451882 GARLAND, TX 75045 | AFLAC | $2 | — | $2 | 0.02% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 228 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 229 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITED HEALTHCARE INSURANCE COMPANY | 279 | $1.1M |
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 327 | $237K |
| Vision | PRINCIPAL LIFE INSURANCE COMPANY | 327 | $237K |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 327 | $237K |
| Short-term disability(2 contracts, 2 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 327 | $245K |
| Other | AFLAC | 13 | $8K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 327 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.