| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| RESCHINI AGENCY INC3 Filed as: RESCHINI AGENCY, INC. | 922 PHILADELPHIA STREET INDIANA, PA 15701 | HIGHMARK, INC. | $17K | — | $17K | 1.19% |
| MICHAEL BARTOLINI3 | RR1 BOX 103 NEW ALEXANDRIA, PA 15670 | HIGHMARK, INC. | $7K | — | $7K | 0.45% |
| MATTHEW BERNINI3 | 2000 TECHNOLOGY DR STE 325 PITTSBURGH, PA 15219 | HIGHMARK, INC. | $2K | — | $2K | 0.16% |
| RESCHINI AGENCY INC3 Filed as: RESCHINI INSURANCE AGENCY, INC. | — | UNITED CONCORDIA INSURANCE COMPANY | $2K | $459 | $3K | 7.96% |
| ASSUREDPARTNERS3 Filed as: EMERSON ROGERS, LLC | — | UNITED CONCORDIA INSURANCE COMPANY | $1K | $576 | $2K | 4.99% |
| RESCHINI AGENCY INC3 Filed as: RESCHINI AGENCY, INC. | 922 PHILADELPHIA STREET INDIANA, PA 15701 | COMPANION LIFE INSURANCE COMPANY | $1K | — | $1K | 10.35% |
| MATHER & STROHL ADMIN SVC INC3 Filed as: MATHER & STROHL ADMIN SERVICES | 12404 PARK CENTRAL DRIVE SUITE 400S DALLAS, TX 75251 | COMPANION LIFE INSURANCE COMPANY | $633 | — | $633 | 5.95% |
| FIRST COMMONWEALTH INSURANCE AGENCY3 | 145 HENDERSON PITTSBURGH, PA 15212 | COMPANION LIFE INSURANCE COMPANY | $159 | — | $159 | 1.49% |
| TRIBRIDGE PARTNERS LLC3 | 1 E. PRATT ST SUITE 902 BALTIMORE, MD 21202 | COMPANION LIFE INSURANCE COMPANY | $5 | — | $5 | 0.05% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 116 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 117 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HIGHMARK, INC. | 205 | $1.5M |
| Dental | UNITED CONCORDIA INSURANCE COMPANY | 203 | $35K |
| Vision | HIGHMARK, INC. | 205 | $1.5M |
| Life insurance | COMPANION LIFE INSURANCE COMPANY | 109 | $11K |
| Prescription drug | HIGHMARK, INC. | 205 | $1.5M |
| Other | COMPANION LIFE INSURANCE COMPANY | 109 | $11K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 205 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.