| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| STYLE VINCENT & ASSOCIATES3 | 18801 VENTURA BLVD., SUITE 201 TARZANA, CA 91356 | ANTHEM BLUE CROSS | $41K | — | $41K | 1.33% |
| REUBEN WARNER ASSOCIATES, INC.3 Filed as: WARNER PACIFIC INSURANCE SERVICES | 32110 AGOURA ROAD WESTLAKE VILLAGE, CA 91361 | ANTHEM BLUE CROSS | — | $38K | $38K | 1.25% |
| BENEFITS ALLIANCE INSURANCE SERVICE3 | 5210 LEIS ROAD, SUITE 14 AGOURA HILLS, CA 91301 | ANTHEM BLUE CROSS | $4K | — | $4K | 0.12% |
| BENEFITS ALLIANCE INSURANCE SERVICE3 | 5210 LEWIS ROAD, SUITE 14 AGOURA HILLS, CA 91301 | GUARDIAN | $10K | $7K | $17K | 7.32% |
| BENEFITS ALLIANCE INSURANCE SERVICE3 | 5210 LEWIS ROAD, SUITE 14 AGOURA HILLS, CA 93101 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | — | $2K | 2.00% |
| STYLE VINCENT & ASSOCIATES3 | 18801 VENTURA BLVD., SUITE 201 TARZANA, CA 91356 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | — | $2K | 1.35% |
| STYLE VINCENT & ASSOCIATES3 | 18801 VENTURA BLVD., SUITE 201 TARZANA, CA 91356 | VISION SERVICE PLAN | $1K | — | $1K | 3.53% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 209 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 11 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 220 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ANTHEM BLUE CROSS | 220 | $3.1M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 263 | $116K |
| Vision | VISION SERVICE PLAN | 116 | $33K |
| Life insurance | GUARDIAN | 135 | $229K |
| Long-term disability | GUARDIAN | 135 | $229K |
| Prescription drug | ANTHEM BLUE CROSS | 220 | $3.1M |
| Other | GUARDIAN | 135 | $229K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 263 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.