| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE HATCHER AGENCY3 | PO BOX 3505 LITTLE ROCK, AR 72203 | BLUE CROSS BLUE SHIELD | $347K | — | $347K | 5.00% |
| THE HATCHER AGENCY3 | 310 LOUISIANA STREET LITTLE ROCK, AR 72201 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $111K | $9K | $120K | 23.51% |
| THE HATCHER AGENCY3 | PO BOX 3505 LITTLE ROCK, AR 72203 | DELTA DENTAL PLAN OF ARKANSAS | $51K | — | $51K | 10.00% |
| THE HATCHER AGENCY3 | 310 LOUISIANA STREET LITTLE ROCK, AR 72201 | GUARDIAN | $22K | $333 | $22K | 20.30% |
| CHARTWELL FINANCIAL GROUP LLC3 Filed as: CHARTWELL FINANCIAL GROUP, LLC | 6000 POPLAR STREET, SUITE 113 MEMPHIS, TN 38119 | GUARDIAN | $62 | — | $62 | 0.06% |
| THE HATCHER AGENCY3 | PO BOX 3505 LITTLE ROCK, AR 722033505 | HUMANA | $18K | — | $18K | 17.37% |
| BARRETT, LINER & BUSS, LLC3 Filed as: S BARRETT & SONS, INC. | PO BOX 270 OCALA, FL 344780270 | HUMANA | $27 | — | $27 | 0.03% |
| THE HATCHER AGENCY3 | PO BOX 3505 LITTLE ROCK, AR 72203 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $8K | $899 | $9K | 27.85% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,015 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 1,018 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD | 1,529 | $6.9M |
| Dental | DELTA DENTAL PLAN OF ARKANSAS | 1,537 | $506K |
| Vision | HUMANA | 516 | $102K |
| Life insurance | UNUM LIFE INSURANCE COMPANY OF AMERICA | 354 | $511K |
| Short-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 354 | $511K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 354 | $511K |
| Prescription drug | BLUE CROSS BLUE SHIELD | 1,529 | $6.9M |
| Other(3 contracts, 3 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 354 | $654K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,537 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.