| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| DIGITAL INSURANCE LLC3 | 200 GALLERIA PARKWAY SUITE 1950 ATLANTA, GA 30339 | GROUP HOSPITALIZATION AND MEDICAL SERVICES, INC. | $30K | — | $30K | 3.69% |
| INSURE YOUR PEOPLE LLC3 | 40 EAST RIO SALADO PARKWAY #900 TEMPE, AZ 85281 | GROUP HOSPITALIZATION AND MEDICAL SERVICES, INC. | $11K | $9K | $20K | 2.43% |
| MATHER & STROHL ADMIN SVCS INC3 Filed as: MATHER & STROHL | 501 FAIRMOUNT AVE, SUITE 400 TOWSON, MD 21284 | GROUP HOSPITALIZATION AND MEDICAL SERVICES, INC. | — | $589 | $589 | 0.07% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC | 200 GALLERIA PKWY SE STE 1950 ATLANTA, GA 30339 | METROPOLITAN LIFE INSURANCE COMPANY | $7K | $975 | $8K | 7.96% |
| INSUREYOURPEOPLE, LLC3 Filed as: INSUREYOURPEOPLE LLC | 40 E RIO SALADO PKWY STE 900 TEMPE, AZ 85281 | METROPOLITAN LIFE INSURANCE COMPANY | $4K | $889 | $4K | 4.52% |
| YOURPEOPLE, INC.3 Filed as: YOURPEOPLE INC. | 24402 DEPT LN PASADENA, CA 91185 | METROPOLITAN LIFE INSURANCE COMPANY | $529 | $232 | $761 | 0.77% |
| DIGITAL INSURANCE LLC3 | 200 GALLERIA PKWY SE STE 1950 ATLANTA, GA 30339 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $6K | — | $6K | 11.24% |
| INSUREYOURPEOPLE, LLC3 Filed as: INSUREYOURPEOPLE LLC | 40 E RIO SALADO PKWY STE 900 TEMPE, AZ 85281 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $107 | $2K | 3.97% |
| DIGITAL INSURANCE LLC3 | 200 GALLERIA PKWY SE STE 1950 ATLANTA, GA 30339 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 11.24% |
| INSUREYOURPEOPLE, LLC3 Filed as: INSUREYOURPEOPLE LLC | 40 E RIO SALADO PKWY STE 900 TEMPE, AZ 85281 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $738 | $41 | $779 | 3.97% |
| DIGITAL INSURANCE LLC3 | 200 GALLERIA PKWY SE STE 1950 ATLANTA, GA 30339 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 11.24% |
| INSUREYOURPEOPLE, LLC3 Filed as: INSUREYOURPEOPLE LLC | 40 E RIO SALADO PKWY STE 900 TEMPE, AZ 85281 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $645 | $36 | $681 | 3.98% |
| DIGITAL INSURANCE LLC3 | 200 GALLERIA PKWY SE STE 1950 ATLANTA, GA 30339 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | — | $1K | 11.29% |
| INSUREYOURPEOPLE, LLC3 Filed as: INSUREYOURPEOPLE LLC | 40 E RIO SALADO PKWY STE 900 TEMPE, AZ 85281 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $427 | $35 | $462 | 4.02% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 187 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 187 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | GROUP HOSPITALIZATION AND MEDICAL SERVICES, INC. | 75 | $825K |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 187 | $99K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 187 | $99K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 101 | $29K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 101 | $51K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 101 | $20K |
| Other(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 101 | $29K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 187 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.