| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | AETNA LIFE INSURANCE COMPANY | $299K | — | $299K | 4.53% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON DELAWARE, INC. | PO BOX 28852 NEW YORK, NY 10087 | AETNA LIFE INSURANCE COMPANY | $60K | $33K | $93K | 1.41% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON DELAWARE, INC. | PO BOX 28852 NEW YORK, NY 10087 | KAISER FOUNDATION HEALTH PLAN INC. | $2K | — | $2K | 0.06% |
| AON CONSULTING INC3 Filed as: HEWITT ASSOCIATES, LLC | 39340 TREASURY CENTER CHICAGO, IL 60694 | METROPOLITAN LIFE INSURANCE COMPANY | $62K | $48 | $62K | 4.78% |
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | METROPOLITAN LIFE INSURANCE COMPANY | — | $41 | $41 | 0.00% |
| AON CONSULTING INC3 Filed as: AON CONSULTING AND INSURANCE SVS | 707 WILLSHIRE BLVD, STE 2600 LOS ANGELES, CA 90017 | METROPOLITAN LIFE INSURANCE COMPANY | $81K | $48 | $81K | 10.96% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCHER HEALTH AND BENEFITS, LLC | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | METROPOLITAN LIFE INSURANCE COMPANY | — | $41 | $41 | 0.01% |
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSHPERE CIRCLE CHICAGO, IL 60674 | HYATT LEGAL PLANS | $22K | $2K | $24K | 10.94% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 220 WEST MAIN STREET SUITE 1800 LOUISVILLE, KY 40202 | HYATT LEGAL PLANS | — | $532 | $532 | 0.24% |
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC. | 39030 TREASURY CENTER CHICAGO, IL 60694 | HYATT LEGAL PLANS | — | $48 | $48 | 0.02% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HUMAN RESOURCE | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | HARTFORD LIFE AND ACCIDENT | — | $360 | $360 | 3.00% |
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | METROPOLITAN LIFE INSURANCE COMPANY | — | $41 | $41 | 0.40% |
| AON CONSULTING INC3 Filed as: HEWITT ASSOCIATION, LLC | 39340 TREASURY CTR CHICAGO, IL 60694 | METROPOLITAN LIFE INSURANCE COMPANY | — | -$3 | -$3 | -0.03% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 9,943 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 165 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 10,108 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLAN INC. | 1,064 | $8.0M |
| Dental | HAWAII MEDICAL SERVICE ASSOCIATION | 204 | $1.1M |
| Vision | VISION SERVICE PLAN | 8,019 | $1.6M |
| Life insurance | AETNA LIFE INSURANCE COMPANY | 15,600 | $6.6M |
| Short-term disability | AETNA LIFE INSURANCE COMPANY | 15,600 | $6.6M |
| Long-term disability | AETNA LIFE INSURANCE COMPANY | 15,600 | $6.6M |
| Prescription drug(3 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLAN INC. | 1,064 | $8.0M |
| Other(8 contracts, 6 carriers) | AETNA LIFE INSURANCE COMPANY | 15,600 | $9.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 15,600 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.