No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CDS ADMINISTRATORS EIN 25-1352803 NONE | Contract Administrator; Claims processing; Direct payment from the plan Service code 12 | — | $176K |
| GALLAGHER FIDUCIARY ADVISORS EIN 13-3406417 NONE | Direct payment from the plan; Investment management Service code 28 | — | $99K |
| SEGAL CONSULTING EIN 13-1835864 NONE | Actuarial; Direct payment from the plan Service code 11 | — | $85K |
| HIGHMARK EIN 23-1294723 NONE | Insurance services; Claims processing; Direct payment from the plan Service code 12 | — | $74K |
| CALIBRE CPA GROUP PLLC EIN 47-0900880 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $45K |
| BREDHOFF & KAISER EIN 52-0969534 NONE | Legal; Direct payment from the plan Service code 29 | — | $43K |
| THOMAS BRAUN COMMITTEE MEMBER | Trustee (individual); Direct payment from the plan Service code 20 | — | $36K |
| JAMES DWORKIN COMMITTEE MEMBER | Trustee (individual); Direct payment from the plan Service code 20 | — | $29K |
| THOMAS HAYHURST COMMITTEE MEMBER | Trustee (individual); Direct payment from the plan Service code 20 | — | $28K |
| S. HOWARD KLINE EIN 27-1195748 COMMITTEE MEMBER | Trustee (individual); Direct payment from the plan Service code 20 | — | $28K |
| CHARLES PIPER COMMITTEE MEMBER | Trustee (individual); Direct payment from the plan Service code 20 | — | $28K |
| ANNE BLANTON COMMITTEE MEMBER | Direct payment from the plan; Trustee (individual) Service code 20 | — | $27K |
| COMERCIA EIN 26-1860594 NONE | Investment management; Direct payment from the plan Service code 28 | — | $27K |
| BANK OF NY MELLON EIN 13-5160382 NONE | Direct payment from the plan; Custodial (securities) Service code 19 | — | $23K |
| PNC BANK EIN 25-1197336 NONE | Direct payment from the plan; Account maintenance fees Service code 50 | — | $9K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 182 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1,804 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 222 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,208 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | SIERRA HEALTH AND LIFE INSURANCE COMPANY, INC. | 2,723 | $2.8M |
| Prescription drug | UNITED HEALTHCARE INSURANCE COMPANY | 69 | $165K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,723 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.