No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BENESYS INC. EIN 38-2383171 NONE KNOWN | Plan Administrator; Direct payment from the plan; Recordkeeping fees; Other fees; Recordkeeping and information management (computing, tabulating, data processing, etc.); Contract Administrator; Copying and duplicating Service code 13 | — | $202K |
| REINHART PARTNERS, INC. EIN 39-1711628 NONE KNOWN | Direct payment from the plan; Investment management; Investment management fees paid directly by plan; Soft dollars commissions Service code 28 | — | $174K |
| MORGAN STANLEY SMITH BARNEY LLC EIN 20-8764829 NONE KNOWN | Direct payment from the plan; Other investment fees and expenses; Investment advisory (plan) Service code 27 | — | $117K |
| LOOMIS SAYLES TRUST COMPANY EIN 20-8080381 NONE KNOWN | Investment management; Direct payment from the plan; Investment management fees paid directly by plan Service code 28 | — | $113K |
| MILLIMAN INC. EIN 91-0675641 NONE KNOWN | Consulting (general); Actuarial; Direct payment from the plan; Consulting fees Service code 11 | — | $106K |
| SAGE ADVISORY SERVICES, LTD. CO. EIN 74-2798841 NONE KNOWN | Direct payment from the plan; Investment management; Investment management fees paid directly by plan Service code 28 | — | $104K |
| HAMLIN CAPITAL MANAGEMENT, LLC EIN 52-2344187 NONE KNOWN | Direct payment from the plan; Investment management; Soft dollars commissions; Investment management fees paid directly by plan Service code 28 | — | $99K |
| BLUE CROSS BLUE SHIELD OF WISCONSIN EIN 39-0138065 NONE KNOWN | Recordkeeping and information management (computing, tabulating, data processing, etc.); Float revenue; Other services; Contract Administrator; Direct payment from the plan; Claims processing Service code 12 | — | $87K |
| PLANTE & MORAN,PLLC EIN 38-1357951 NONE KNOWN | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $59K |
| SNG CONSULTING, LLC TRUSTEE | Trustee (individual); Direct payment from the plan Service code 20 | 1701 PENNSYLVANIA AVE. NW SUITE 1200 WASHINGTON, DC 20006 | $29K |
| COMERICA BANK EIN 42-1741646 INSTITUTIONAL TRUSTEE | Trustee (bank, trust company, or similar financial institution); Other investment fees and expenses; Other services; Custodial (securities); Shareholder servicing fees; Custodial (other than securities); Float revenue; Direct payment from the plan Service code 18 | — | $26K |
| GARY PETRONI TRUSTEE | Direct payment from the plan; Trustee (individual) Service code 20 | 1701 PENNSYLVANIA AVE. NW SUITE 1200 WASHINGTON, DC 20006 | $24K |
| JACK MARTIN TRUSTEE | Direct payment from the plan; Trustee (individual) Service code 20 | 1701 PENNSYLVANIA AVE. NW SUITE 1200 WASHINGTON, DC 20006 | $24K |
| PARKER BUSINESS SOLUTIONS, LLC TRUSTEE | Direct payment from the plan; Trustee (individual) Service code 20 | 1701 PENNSYLVANIA AVE. NW SUITE 1200 WASHINGTON, DC 20006 | $24K |
| RICHARD ISAACSON TRUSTEE | Trustee (individual); Direct payment from the plan Service code 20 | 1701 PENNSYLVANIA AVE. NW SUITE 1200 WASHINGTON, DC 20006 | $24K |
| GROOM LAW GROUP, CHARTERED EIN 52-1219029 NONE KNOWN | Legal; Direct payment from the plan Service code 29 | — | $16K |
| ANTHONY FEYERS TRUSTEE | Trustee (individual); Direct payment from the plan Service code 20 | 1701 PENNSYLVANIA AVE. NW SUITE 1200 WASHINGTON, DC 20006 | $16K |
| WATKINS, PAWLICK, CALATI, & PRIFTI, EIN 83-2893229 NONE KNOWN | Legal; Direct payment from the plan Service code 29 | — | $15K |
| FIFTH THIRD NONE KNOWN | Direct payment from the plan; Custodial (securities) Service code 19 | PO BOX 630900 CINCINNATI, OH 45263 | $14K |
| SEGAL SELECT INSURANCE SERVICES INC EIN 46-0619194 NONE KNOWN | Insurance agents and brokers; Insurance brokerage commissions and fees Service code 22 | — | $14K |
| MACOMB BUSINESS FORMS INC. DBA NONE KNOWN | Direct payment from the plan; Copying and duplicating Service code 36 | AMERICAN GRAPHICS PRINTING CO. 34895 GROESBECK HWY CLINTON TOWNSHIP, MI 48035 | $12K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2,440 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,440 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF MICHIGAN | 3,166 | $2.6M |
| Prescription drug | BLUE CROSS BLUE SHIELD OF MICHIGAN | 3,166 | $2.6M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,166 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.