| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| REGIONAL EMPLOYEE BENEFITS COUNCIL3 | 350 RAILROAD CANYON ROAD SUITE E LAKE ELSINORE, CA 92532 | KAISER FOUNDATION HEALTH PLAN INC. | $49K | — | $49K | 2.55% |
| NAMELY EMPLOYEE BENEFITS, LLC3 Filed as: NAMELY, INC. | 195 BROADWAY 15TH FLOOR NEW YORK, NY 100073136 | KAISER FOUNDATION HEALTH PLAN INC. | $38K | $2K | $40K | 2.08% |
| BROWN AND BROWN OF FLORIDA, INC.4 Filed as: WORD & BROWN | 701 S. PARKER STREET 8TH FLOOR ORANGE, CA 92868 | CALIFORNIA PHYSICIANS' SERVICE | — | $52K | $52K | 5.00% |
| REGIONAL EMPLOYEE BENEFITS COUNCIL3 Filed as: REGIONAL EMPLOYEE BENEFITS | 350 RAILRAOD CANYON ROAD SUITE E LAKE ELSINORE, CA 92532 | CALIFORNIA PHYSICIANS' SERVICE | $31K | — | $31K | 2.98% |
| NAMELY EMPLOYEE BENEFITS, LLC3 Filed as: NAMELY EMPLOYEE BENEFITS LLC | 575 MARKET STREET 13TH FLOOR SAN FRANCISCO, CA 94105 | CALIFORNIA PHYSICIANS' SERVICE | $21K | — | $21K | 2.02% |
| REGIONAL EMPLOYEE BENEFITS COUNCIL3 | 350 RAILROAD CANYON ROAD SUITE E LAKE ELSINORE, CA 925324457 | VISION SERVICE PLAN | $1K | — | $1K | 1.75% |
| NAMELY EMPLOYEE BENEFITS, LLC3 Filed as: NAMELY, INC. | 195 BROADWAY NEW YORK, NY 100073100 | VISION SERVICE PLAN | $978 | — | $978 | 1.47% |
| REGIONAL EMPLOYEE BENEFITS COUNCIL3 | 350 RAILROAD CANYON ROAD SUITE E LAKE ELSINORE, CA 92532 | HUMANA INSURANCE COMPANY | $2K | — | $2K | 20.00% |
| REGIONAL EMPLOYEE BENEFITS COUNCIL3 | 350 RAILROAD CANYON ROAD SUITE E LAKE ELSINORE, CA 92532 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $753 | — | $753 | 73.68% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 651 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 653 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLAN INC. | 618 | $3.0M |
| Vision | VISION SERVICE PLAN | 655 | $67K |
| Life insurance(2 contracts, 2 carriers) | HUMANA INSURANCE COMPANY | 670 | $8K |
| Short-term disability(3 contracts, 3 carriers) | HUMANA INSURANCE COMPANY | 670 | $9K |
| Prescription drug(2 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLAN INC. | 618 | $3.0M |
| Other(3 contracts, 3 carriers) | HUMANA INSURANCE COMPANY | 670 | $9K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 670 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.