| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF NEW YORK INC. | 1133 WESTCHESTER AVENUE SUITE N136 WEST HARRISON, NY 10604 | ANTHEM HEALTH PLANS, INC. | $217K | — | $217K | 2.18% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE SERVICES | 300 N. BEACH ST. DAYTONA BEACH, FL 32114 | ANTHEM HEALTH PLANS, INC. | $106K | — | $106K | 1.06% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INS AGENCY OF VA, INC | 11220 ASSET LOOP SUITE 104 MANASSAS, VA 20109 | ANTHEM HEALTH PLANS, INC. | — | $4K | $4K | 0.04% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF NEW YORK INC. | 1133 WESTCHESTER AVENUE SUITE N136 WEST HARRISON, NY 10604 | STANDARD INSURANCE COMPANY | $19K | — | $19K | 10.14% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE SERVICES IN | 300 N. BEACH ST. DAYTONA BEACH, FL 32114 | STANDARD INSURANCE COMPANY | $3K | $3K | $7K | 3.54% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INS AGENCY OF VA, INC | 11220 ASSET LOOP SUITE 104 MANASSAS, VA 20109 | STANDARD INSURANCE COMPANY | — | $2K | $2K | 1.11% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF NEW YORK INC | 1133 WESTCHESTER AVENUE SUITE N136 WEST HARRISON, NY 10604 | ANTHEM LIFE INSURANCE COMPANY | $5K | — | $5K | 11.54% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 736 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 738 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ANTHEM HEALTH PLANS, INC. | 1,561 | $9.9M |
| Dental | ANTHEM HEALTH PLANS, INC. | 1,561 | $9.9M |
| Vision | ANTHEM HEALTH PLANS, INC. | 1,561 | $9.9M |
| Life insurance(2 contracts, 2 carriers) | STANDARD INSURANCE COMPANY | 230 | $227K |
| Short-term disability(2 contracts, 2 carriers) | STANDARD INSURANCE COMPANY | 230 | $227K |
| Long-term disability(2 contracts, 2 carriers) | STANDARD INSURANCE COMPANY | 230 | $227K |
| Other(3 contracts, 3 carriers) | ANTHEM HEALTH PLANS, INC. | 1,561 | $10.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,561 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.