| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| PREMIER CONSULTING ASSOCIATES LLC4 Filed as: PREMIER CONSULTING ASSOCIATES | 1416 SWEET HOME ROAD SUITES 5-6 AMHERST, NY 14228 | THE GUARDIAN LIFE INSURANCE COMPANY | $16K | — | $16K | — |
| NOVA HEALTHCARE ADMINISTRATORS, INC5 Filed as: NOVA HEALTHCARE ADMINISTRATORS INC | 6400 MAIN STREET SUITE 210 WILLIAMSVILLE, NY 14221 | NOVA HEALTHCARE ADMINISTRATORS INC | — | $196K | $196K | — |
| PREMIER CONSULTING ASSOCIATES LLC4 Filed as: PREMIER CONSULTING ASSOCIATES | 1416 SWEET HOME ROAD SUITES 5-6 AMHERST, NY 14228 | NOVA HEALTHCARE ADMINISTRATORS INC | $21K | — | $21K | — |
| PREMIER CONSULTING ASSOCIATES LLC4 Filed as: PREMIER CONSULTING ASSOCIATES | 1416 SWEET HOME ROAD SUITES 5-6 AMHERST, NY 14228 | VISION SERVICE PLAN | $2K | — | $2K | — |
| PREMIER CONSULTING ASSOCIATES LLC3 Filed as: PREMIER CONSULTING ASSOCIATES | 1416 SWEET HOME ROAD SUITES 5-6 AMHERST, NY 14228 | HM LIFE INSURANCE COMPANY OF NEW YORK | $41K | — | $41K | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 998 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 998 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | NOVA HEALTHCARE ADMINISTRATORS INC | 998 | $0 |
| Dental | NOVA HEALTHCARE ADMINISTRATORS INC | 998 | $0 |
| Vision(2 contracts, 2 carriers) | NOVA HEALTHCARE ADMINISTRATORS INC | 998 | $0 |
| Life insurance | THE GUARDIAN LIFE INSURANCE COMPANY | 570 | $0 |
| Short-term disability | THE GUARDIAN LIFE INSURANCE COMPANY | 570 | $0 |
| Long-term disability | THE GUARDIAN LIFE INSURANCE COMPANY | 570 | $0 |
| Prescription drug | NOVA HEALTHCARE ADMINISTRATORS INC | 998 | $0 |
| Stop-loss / reinsurancereinsurance(2 contracts, 2 carriers) | NOVA HEALTHCARE ADMINISTRATORS INC | 998 | $0 |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 998 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.