| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 | 20 N. MARTINGALE RD., STE. 100 SCHAUMBURG, IL 60173 | BLUE CROSS BLUE SHIELD OF ILLINOIS | $357K | $12K | $369K | 2.85% |
| ASSURANCE AGENCY LTD3 | 20 N. MARTINGALE RD., STE. 100 SCHAUMBURG, IL 60173 | BLUE CROSS BLUE SHIELD OF ILLINOIS | $0 | $28K | $28K | 0.21% |
| MARSH & MCLENNAN AGENCY LLC3 | 2300 RENAISSANCE BLVD KING OF PRUSSIA, PA 19406 | DEARBORN LIFE INSURANCE COMPANY | $147K | $13K | $159K | 15.04% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH USA INC. | 20 N. MARTINGALE RD., STE 100 SCHAUMBURG, IL 60173 | KAISER FOUNDATION HEALTH PLAN INC | $4K | $0 | $4K | 1.15% |
| MARSH & MCLENNAN AGENCY LLC3 | 20 N MARTINGALE RD STE 100 SCHAUMBURG, IL 60173 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $187K | $0 | $187K | 58.43% |
| EOI SERVICE COMPANY INC3 Filed as: EOI SERVICES COMPANY INC | 1820 E FIRST ST STE 400 SANTA ANA, CA 92705 | LIFE INSURANCE COMPANY OF NORTH AMERICA | -$1K | $15K | $13K | 4.17% |
| MARSH & MCLENNAN AGENCY LLC3 | 20 N MARTINGALE RD STE 100 SCHAUMBURG, IL 60173 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $143K | $0 | $143K | 52.50% |
| EOI SERVICE COMPANY INC3 Filed as: EOI SERVICES COMPANY INC | 1820 E FIRST ST STE 400 SANTA ANA, CA 92705 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $0 | $10K | $10K | 3.75% |
| MARSH & MCLENNAN AGENCY LLC3 | 20 N. MARTINGALE RD., STE. 100 SCHAUMBURG, IL 60173 | VISION SERVICE PLAN | $5K | $0 | $5K | 2.08% |
| MARSH & MCLENNAN AGENCY LLC3 | 20 N MARTINGALE RD STE 100 SCHAUMBURG, IL 60173 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $126K | $0 | $126K | 58.36% |
| EOI SERVICE COMPANY INC3 Filed as: EOI SERVICES COMPANY INC | 1820 E FIRST ST STE 400 SANTA ANA, CA 92705 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $0 | $9K | $9K | 4.17% |
| MARSH & MCLENNAN AGENCY LLC3 | 20 N. MARTINGALE RD., STE. 100 SCHAUMBURG, IL 60173 | KAISER FOUNDATION HEALTH PLAN OF COLORADO | $8K | $0 | $8K | 5.03% |
| MARSH & MCLENNAN AGENCY LLC3 | LOCKBOX 740659 LOS ANGELES, CA 90074 | KAISER FOUNDATION HEALTH PLAN OF THE MID-ATLANTIC | $3K | $0 | $3K | 3.29% |
| MARSH & MCLENNAN AGENCY LLC3 | 20 N. MARTINGALE RD SUITE 100 SCHAUMBURG, IL 60173 | KAISER FOUNDATION HEALTH PLAN OF GEORGIA | $3K | $20K | $23K | 26.96% |
| MARSH & MCLENNAN AGENCY LLC3 | 20 N. MARTINGALE RD SCHAUMBURG, IL 60173 | KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST | $2K | $100 | $2K | 2.60% |
| MARSH & MCLENNAN AGENCY LLC3 | 20 N MARTINGALE RD STE 100 SCHAUMBURG, IL 60173 | KAISER FOUNDATION HEALTH PLAN OF WASHINGTON | $628 | $0 | $628 | 3.42% |
| MARSH & MCLENNAN AGENCY LLC3 | 8144 WALNUT HILL LANE, 16TH FLOOR DALLAS, TX 75231 | AFLAC | $1K | $0 | $1K | 9.94% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 4,488 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 15 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 4,503 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(7 contracts, 7 carriers) | BLUE CROSS BLUE SHIELD OF ILLINOIS | 2,485 | $13.7M |
| Dental(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF ILLINOIS | 2,485 | $12.9M |
| Vision(2 contracts, 2 carriers) | DEARBORN LIFE INSURANCE COMPANY | 3,907 | $1.3M |
| Life insurance | DEARBORN LIFE INSURANCE COMPANY | 3,907 | $1.1M |
| Short-term disability | DEARBORN LIFE INSURANCE COMPANY | 3,907 | $1.1M |
| Long-term disability | DEARBORN LIFE INSURANCE COMPANY | 3,907 | $1.1M |
| Stop-loss / reinsurancereinsurance | WESTPORT INSURANCE CORPORATION | 562 | $220K |
| Other(5 contracts, 3 carriers) | DEARBORN LIFE INSURANCE COMPANY | 6,897 | $1.9M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 6,897 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.