| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HYLANT GROUP INC3 Filed as: HYLANT GROUP, INC. | 10401 N MERIDIAN STREET SUITE #200 INDIANAPOLIS, IN 46290 | COMMUNITY INSURANCE COMPANY | $35K | $946 | $35K | 2.63% |
| HYLANT GROUP INC3 Filed as: HYLANT GROUP, INC. | 10401 N MERIDIAN STREET SUITE #200 INDIANAPOLIS, IN 46290 | ANTHEM LIFE INSURANCE COMPANY | $8K | $2K | $10K | 11.85% |
| HYLANT GROUP INC3 Filed as: HYLANT GROUP, INC. | 6000 FREEDOM DQUARE DR STE 400 INDEPENDENCE, OH 44131 | SUN LIFE ASSURANCE COMPANY OF CANADA | $470 | — | $470 | 13.64% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 121 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 121 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | COMMUNITY INSURANCE COMPANY | 195 | $1.4M |
| Dental | COMMUNITY INSURANCE COMPANY | 195 | $1.4M |
| Vision | COMMUNITY INSURANCE COMPANY | 195 | $1.4M |
| Life insurance | ANTHEM LIFE INSURANCE COMPANY | 121 | $88K |
| Short-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 8 | $3K |
| Long-term disability | ANTHEM LIFE INSURANCE COMPANY | 121 | $88K |
| Other | ANTHEM LIFE INSURANCE COMPANY | 121 | $88K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 195 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.