| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| FAISON GROUP BENEFITS INC3 Filed as: FAISON GROUP BENEFITS INC. | THOMAS BOURBON 6468 NW 5TH WAY FORT LAUDERDALE, FL 33309 | BLUE CROSS BLUE SHIELD OF FLORIDA | $25K | — | $25K | 1.83% |
| FAISON GROUP BENEFITS INC3 Filed as: FAISON GROUP BENEFITS | 6468 NW 5TH WAY FORT LAUDERDALE, FL 33309 | GUARDIAN | $26K | — | $26K | 12.22% |
| FAISON GROUP BENEFITS INC3 Filed as: FAISON GROUP BENEITS, INC. | PO BOX 60009 ASHLAND, VA 23005 | PAN-AMERICAN LIFE INSURANCE COMPANY | $9K | — | $9K | 9.73% |
| FAISON GROUP BENEFITS INC3 Filed as: FAISON GROUP BENEFITS INC. | 6500 NW 12TH AVE, SUITE 119 FORT LAUDERDALE, FL 33309 | PREFERRED LEGAL PLAN | $2K | — | $2K | 20.46% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 384 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 384 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF FLORIDA | 148 | $1.4M |
| Dental | GUARDIAN | 384 | $212K |
| Vision | GUARDIAN | 384 | $212K |
| Life insurance | GUARDIAN | 384 | $212K |
| Short-term disability | GUARDIAN | 384 | $212K |
| Long-term disability | GUARDIAN | 384 | $212K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF FLORIDA | 148 | $1.4M |
| Stop-loss / reinsurancereinsurance | PAN-AMERICAN LIFE INSURANCE COMPANY | 69 | $91K |
| Other(2 contracts, 2 carriers) | GUARDIAN | 384 | $222K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 384 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.