| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFITS SERVICES, INC. | 6 DESTA DRIVE, STE 5900 MIDLAND, TX 79705 | BLUE CROSS BLUE SHIELD OF TEXAS | $20K | $1K | $21K | 2.47% |
| LLOYD W HUGHES3 Filed as: LLOYD EISENRICH | 211 W. BROADWAY ANDREWS, TX 79714 | BLUE CROSS BLUE SHIELD OF TEXAS | $13K | — | $13K | 1.56% |
| WEATHERBY-EISENRICH INC3 Filed as: WEATHERBY-EISENRICH INSURANCE | 211 W. BROADWAY ANDREWS, TX 79714 | SUN LIFE ASSURANCE COMPANY OF CANADA | $10K | $0 | $10K | 12.99% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFITS SERVICES, INC. | 6 DESTA DRIVE, STE 5900 MIDLAND, TX 79705 | SUN LIFE ASSURANCE COMPANY OF CANADA | $6K | $1K | $8K | 10.05% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 112 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 112 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF TEXAS | 143 | $846K |
| Dental | SUN LIFE ASSURANCE COMPANY OF CANADA | 112 | $75K |
| Vision | SUN LIFE ASSURANCE COMPANY OF CANADA | 112 | $75K |
| Life insurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 112 | $75K |
| Other | SUN LIFE ASSURANCE COMPANY OF CANADA | 112 | $75K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 143 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.