| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 | PO BOX 350 CONSHOHOCKEN, PA 19428 | CINGA HEALTH AND LIFE INSURANCE COMPANY | $21K | $70K | $92K | 2.59% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SSERVICES NY LLC | 340 MADISON AVE 21ST FLOOR NEW YORK, NY 10173 | CINGA HEALTH AND LIFE INSURANCE COMPANY | $5K | $15K | $19K | 0.55% |
| MARSH & MCLENNAN AGENCY LLC3 | 4400 PGA BLVD STE 1000 PALM BEACH GARDENS, FL 33410 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | $2K | $5K | 1.07% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVIECES NY LLC | 340 MADISON AVE 21ST FLOOR NEW YORK, NY 10173 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | $0 | $1K | 0.27% |
| MARSH & MCLENNAN AGENCY LLC3 | 4400 PGA BLVD STE 1000 PALM BEACH GARDENS, FL 33410 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $6K | $3K | $9K | 11.06% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVIECES NY LLC | 340 MADISON AVE 21ST FLOOR NEW YORK, NY 10173 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $0 | $2K | 2.65% |
| MARSH & MCLENNAN AGENCY LLC3 | 44400 PGA BLVD STE 1000 PALM BEACH GARDENS, FL 33410 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | $1K | $5K | 10.68% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES NY LLC | 340 MADISON AVE 21ST FLOOR NEW YORK, NY 10173 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | $0 | $1K | 2.69% |
| MARSH & MCLENNAN AGENCY LLC3 | 4400 PGA BLVD STE 1000 PALM BEACH GARDENS, FL 33410 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | $2K | $5K | 14.31% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVIECES NY LLC | 340 MADISON AVE 21ST FLOOR NEW YORK, NY 10173 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $900 | $0 | $900 | 2.47% |
| MARSH & MCLENNAN AGENCY LLC3 | 4400 PGA BLVD STE 1000 PALM BEACH GARDENS, FL 33410 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $2K | $4K | 13.91% |
| MARSH & MCLENNAN AGENCY LLC5 | 4400 PGA BLVD STE 1000 PALM BEACH GARDENS, FL 33410 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $3K | $3K | 10.00% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES NY LLC | 340 MADISON AVE 21ST FLOOR NEW YORK, NY 10173 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $739 | $0 | $739 | 2.58% |
| MARSH & MCLENNAN AGENCY LLC3 | 4400 PGA BLVD STE 1000 PALM BEACH GARDENS, FL 33410 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $421 | $184 | $605 | 10.38% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVIECES NY LLC | 340 MADISON AVE 21ST FLOOR NEW YORK, NY 10173 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $162 | $0 | $162 | 2.78% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 602 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 602 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CINGA HEALTH AND LIFE INSURANCE COMPANY | 433 | $3.5M |
| Dental | CINGA HEALTH AND LIFE INSURANCE COMPANY | 433 | $3.5M |
| Vision | UNITED OF OMAHA LIFE INSURANCE COMPANY | 391 | $43K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 602 | $6K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 248 | $79K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 600 | $469K |
| Other(3 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 602 | $71K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 602 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.