| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MESIROW INSURANCE SERVICES INC3 Filed as: MESIROW INSURANCE SERVICES | 353 NORTH CLARK STREET STE 1100 CHICAGO, IL 60654 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $36K | — | $36K | 10.50% |
| MESIROW INSURANCE SERVICES INC3 Filed as: MESIROW INSURANCE SERVICES | 353 NORTH CLARK STREET STE 1100 CHICAGO, IL 60654 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $34K | — | $34K | 10.50% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PL CHICAGO, IL 60673 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $36 | $36 | 0.01% |
| MESIROW INSURANCE SERVICES INC3 Filed as: MESIROW INSURANCE SERVICES INC. | 350 N. CLARK STREET CHICAGO, IL 60610 | RELIASTAR LIFE INSURANCE COMPANY | $37K | — | $37K | 19.63% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 1050 NORTHGATE DRIVE SUITE 400 SAN RAFAEL, CA 94903 | RELIASTAR LIFE INSURANCE COMPANY | $23K | — | $23K | 12.43% |
| ALLIANT INSURANCE SERVICES, INC.3 | 701 B STREET 6TH FLOOR SAN DIEGO, CA 92101 | RELIASTAR LIFE INSURANCE COMPANY | $4K | — | $4K | 1.90% |
| CUSTOM BENEFIT PROGRAMS INC3 | 897 12TH STREET PO BOX 1116 HAMMONTON, NJ 08037 | RELIASTAR LIFE INSURANCE COMPANY | $2K | — | $2K | 1.09% |
| MESIROW INSURANCE SERVICES INC3 Filed as: MESIROW INSURANCE SERVICES, INC. | 353 NORTH CLARK ST #400 CHICAGO, IL 60654 | EYEMED VISION CARE | $4K | — | $4K | 3.18% |
| FLEXVISION - MD3 | 15400 CALHOUN DR ROCKVILLE, MD 20855 | EYEMED VISION CARE | $2K | — | $2K | 1.79% |
| ALLIANT INSURANCE SERVICES, INC.3 | 701 B STREET 6TH FLOOR SAN DIEGO, CA 92101 | EYEMED VISION CARE | $1K | — | $1K | 1.29% |
| AON CONSULTING INC3 Filed as: AON HEWITT | 40 WEST BROAD STREET SUITE 210 GREENVILLE, SC 29601 | EYEMED VISION CARE | $333 | — | $333 | 0.29% |
| MESIROW INSURANCE SERVICES INC3 Filed as: MESIROW INSURANCE SERVICES | 353 NORTH CLARK STREET STE 1100 CHICAGO, IL 60654 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $8K | — | $8K | 10.50% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PL CHICAGO, IL 60673 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $32 | $32 | 0.04% |
| MESIROW INSURANCE SERVICES INC4 Filed as: MESIROW INSURANCE SERVICES INC. | 353 NORTH CLARK ST CHICAGO, IL 60654 | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $3K | — | $3K | 11.65% |
| ALLIANT INSURANCE SERVICES, INC.4 Filed as: ALLIANT INSURANCE SERVICES INC | 701 B STREET 6TH FLOOR SAN DIEGO, CA 92101 | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $528 | — | $528 | 2.14% |
| THOMAS OWENS4 | PO BOX 781431 WICHITA, KS 67278 | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $404 | — | $404 | 1.64% |
| MARSH & MCLENNAN AGENCY LLC4 Filed as: MHBT INC | 2500 BEE CAVE ROAD STE 125 AUSTIN, TX 78746 | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $50 | — | $50 | 0.20% |
| UNIQUE BENEFITS GROUP INC4 | 7 CAPOZZI CIR WOBURN, MA 01801 | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $30 | — | $30 | 0.12% |
| JULIE J STEFEK3 | 500 JARVIS RD COPPERAS COVE, TX 76522 | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $29 | — | $29 | 0.12% |
| RONIELDA L JOHNSON3 | 5207 STORMY BREEZE SAN ANTONIO, TX 78247 | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $27 | — | $27 | 0.11% |
| MASOLI LEGACY LLC4 | 4319 BLENHEIM WAY CONCORD, CA 94521 | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $26 | — | $26 | 0.11% |
| MARK E SULLIVAN4 | 9211 FOREST CREEK DR TOMBALL, TX 77375 | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $25 | — | $25 | 0.10% |
| GREGORY A BARONE3 | 130 CLEAR WATER ST W MONTGOMERY, TX 77356 | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $22 | — | $22 | 0.09% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,238 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 17 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,255 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | EYEMED VISION CARE | 1,736 | $116K |
| Life insurance | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 1,238 | $328K |
| Short-term disability | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 151 | $76K |
| Long-term disability | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 1,238 | $348K |
| Other(2 contracts, 2 carriers) | RELIASTAR LIFE INSURANCE COMPANY | 658 | $213K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,736 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.