| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH USA INC | PO BOX 12748 ROANOKE, VA 24028 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $2K | $75K | $77K | 3.30% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH MCLENNAN AGENCY LLC | 3625 N ELM ST GREENSBORO, NC 274552604 | METROPOLITAN LIFE INSURANCE COMPANY | $44K | — | $44K | 10.96% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN | 250 PEHLE AVE STE 400 80 PLAZA 2 SADDLE BROOK, NJ 076635826 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $5K | $5K | 1.20% |
| JEFFREY WINNINGHAM3 Filed as: JEFFREY M WINNINGHAM | 3134 HUNT ROAD ACWORTH, GA 30102 | AFLAC | $3K | $21 | $3K | 5.18% |
| SAMANTHA LYNN WINNINGHAM3 | 3134 HUNT ROAD ACWORTH, GA 30102 | AFLAC | $2K | $9 | $2K | 2.82% |
| THE SANDERS GROUP INC3 | 14 NORTHTOWN DR STE 202 STE C JACKSON, MS 39211 | AFLAC | $1K | — | $1K | 2.58% |
| THE SANDERS GROUP INC3 | 14 NORTHTOWN DR STE 202 JACKSON, MS 39211 | AFLAC | $1K | — | $1K | 2.43% |
| ANDY B GLENN II3 | 2281 LAVA RIDGE CT SUITE 130 ROSEVILLE, CA 95661 | AFLAC | $535 | $6 | $541 | 0.94% |
| THOMAS D BAXTER3 | PO BOX 603 SUNNY SIDE, GA 30284 | AFLAC | $429 | $6 | $435 | 0.76% |
| ALISON HINTON DAVIS3 | 415 GLENDALE PL BRANDON, MS 39047 | AFLAC | $248 | $33 | $281 | 0.49% |
| WALLACE B SANDERS JR3 | 15 NORTHTOWN DR STE C JACKSON, MS 39211 | AFLAC | $280 | — | $280 | 0.49% |
| MEGAN TARPEY3 | 7737 CASASIA CT ORLANDO, FL 32835 | AFLAC | $258 | — | $258 | 0.45% |
| BARBARA CAMPBELL MCCORD3 | PO BOX 25 SANDHILL, MS 39161 | AFLAC | $248 | — | $248 | 0.43% |
| JUANITA A MOLTIMORE3 | 437 AUTUMN DR RIVERDALE, GA 30274 | AFLAC | $204 | — | $204 | 0.35% |
| JEREMIAH TROY TALTON3 | 172 BIENVILLE DR MADISON, MS 39110 | AFLAC | $164 | $33 | $197 | 0.34% |
| HEYWARD RICHARDSON JR3 | 140 WILDEWOOD PARK DR STE 108 COLUMBIA, SC 29223 | AFLAC | $172 | — | $172 | 0.30% |
| CHRISTOPHER JAMES CORROW3 | 2796 ASHLEIGH LN ALPHARETTA, GA 30004 | AFLAC | $163 | — | $163 | 0.28% |
| ADAM I SANDERS3 | 14 NORTHTOWN DR STE 202 JACKSON, MS 39211 | AFLAC | $126 | — | $126 | 0.22% |
| DAVID G COMBS3 | 1041 WINDERMERE XING CUMMING, GA 30041 | AFLAC | $116 | — | $116 | 0.20% |
| PAUL G BOWDEN III3 | PO BOX 13647 JACKSON, MS 39236 | AFLAC | $106 | — | $106 | 0.18% |
| BARBARA CAMPBELL MCCORD3 | 17278 HIGHWAY 15 SAUCIER, MS 39574 | AFLAC | $53 | $40 | $93 | 0.16% |
| DAVID C BERRY3 | 2545 HEATHWAY DR FLORENCE, SC 29501 | AFLAC | $88 | — | $88 | 0.15% |
| MICHAEL D AISSEN3 | 920 HOLOCOMB BRIDGE RD STE 200 ROSWELL, GA 30076 | AFLAC | $84 | — | $84 | 0.15% |
| WILLIS TOWERS WATSON US LLC3 Filed as: JERRY W WILLIS | 2870 PEACHTREE RD NW 898 ATLANTA, GA 30305 | AFLAC | $83 | — | $83 | 0.14% |
| E SPEED INC3 | 129 GLENWOOD BND MADISON, MS 39110 | AFLAC | $67 | — | $67 | 0.12% |
| JAMES H KING3 Filed as: JAMES T MITCHELL JR | PO BOX 2132 MADISON, MS 39130 | AFLAC | $65 | — | $65 | 0.11% |
| J KENNETH SKINNER3 | PO BOX 41 NASHVILLE, GA 31639 | AFLAC | $64 | — | $64 | 0.11% |
| KATHY J PERKINS3 | 507 EDGEWATER BRANCH DR BRANDON, MS 39042 | AFLAC | $59 | — | $59 | 0.10% |
| ALEXANDER B WARD3 | 5194 FOREST VIEW CT SE MABLETON, GA 30126 | AFLAC | $52 | — | $52 | 0.09% |
| THE PERRY GROUP INC3 | 1650 SAND LAKE RD STE 201D ORLANDO, FL 32809 | AFLAC | $50 | — | $50 | 0.09% |
| ROBERT SPENCE YARBROUGH3 | 2764 N THOMPSON RD NE BROOKHAVEN, GA 30319 | AFLAC | $47 | — | $47 | 0.08% |
| AON CONSULTING INC3 Filed as: C HEWITT INC | 308 LAKE VILLAGE DR MADISON, MS 39110 | AFLAC | $46 | — | $46 | 0.08% |
| RICHARD SMITHSON3 Filed as: RICHARD A SMITHSON | 410 BAROQUE DR ALPHARETTA, GA 30009 | AFLAC | $44 | — | $44 | 0.08% |
| PARTNERS BENEFIT GROUP LLC3 Filed as: PARTNERS BENEFIT GROUP INC | 104 10TH ST E TIFTON, GA 31794 | AFLAC | $41 | — | $41 | 0.07% |
| THOMAS ROBERT GIDDENS3 | PO BOX 2517 KENNESAW, GA 30156 | AFLAC | $38 | — | $38 | 0.07% |
| REGGIE C BROCK3 | 188 WESTBROOK DR ACWORTH, GA 30101 | AFLAC | $38 | — | $38 | 0.07% |
| ROBERT J LOVERN3 | 10160 SAINT FRANCIS DR PHILADELPHIA, MS 39350 | AFLAC | $30 | — | $30 | 0.05% |
| J LEE & ASSOCIATES INC3 | 120 GREENVIEW PL STE 3 RICHLAND, MS 39218 | AFLAC | $29 | — | $29 | 0.05% |
| KATHY J PERKINS3 | 316 RED CEDAR DR BRANDON, MS 39047 | AFLAC | $27 | — | $27 | 0.05% |
| MARGARET G THOMPSON3 | 707 KRISTINA CT PORT ORANGE, FL 32127 | AFLAC | $26 | — | $26 | 0.05% |
| JEFFREY J THAMES3 | 141 THAMES CIR FLORENCE, MS 39073 | AFLAC | $26 | — | $26 | 0.05% |
| JACQUELINE K NEAL3 | PO BOX 31709 MYRTLE BEACH, SC 29588 | AFLAC | $25 | — | $25 | 0.04% |
| JOAN M MCSWAIN3 | 744 CLOVER RIDGE WAY BRANDON, MS 39047 | AFLAC | $25 | — | $25 | 0.04% |
| TERRANCE M LUCZAJ3 | 435 HARRODS LN CHARLESTON, SC 29412 | AFLAC | $24 | — | $24 | 0.04% |
| MILLAN B TERRELL3 | 1299 BATTLECREEK RD SUITE 240 JONESBORO, GA 30236 | AFLAC | $23 | — | $23 | 0.04% |
| WILLIAM D SIKES3 | 106 N VICTORIA AVE CLEVELAND, MS 38732 | AFLAC | $21 | — | $21 | 0.04% |
| CHRISTIAN ANDRE LEVERN3 | 109 MILLCREEK CORS SUITE D BRANDON, MS 39047 | AFLAC | $18 | — | $18 | 0.03% |
| KELLY LEBSACK3 Filed as: KELLY D LEBSACK | 2084 COVERED BRIDGE PKWY WINDSOR, CO 80550 | AFLAC | $17 | — | $17 | 0.03% |
| D P SMITH3 | 519 SHALOM WAY FLOWOOD, MS 39232 | AFLAC | $16 | — | $16 | 0.03% |
| VANESSA C MITCHELL3 | 200 STONE CREEK DR MADISON, MS 39110 | AFLAC | $16 | — | $16 | 0.03% |
| DAVID C CLOUD JR3 | 12 TRENT DR SE ROME, GA 30161 | AFLAC | $13 | — | $13 | 0.02% |
| SCOTT A SMITH3 | 5300 OAKBROOK PKWY STE 300 STE 350 NORCROSS, GA 30093 | AFLAC | $10 | — | $10 | 0.02% |
| RANDALL D LADNER3 | 6 GREENBRIAR DR GULFPORT, MS 39507 | AFLAC | $9 | — | $9 | 0.02% |
| PODNAS INC / BECK & ASSOC3 Filed as: PODNAS INC BECK & ASSOC | 3411 CONFETTI BLUSH DR COLUMBUS, GA 31909 | AFLAC | $8 | — | $8 | 0.01% |
| PAUL SHELBY AMOS II3 | 6801 RIVER RD SUITE 2100 COLUMBUS, GA 31904 | AFLAC | $8 | — | $8 | 0.01% |
| JOHN PAUL THOMPSON II3 | 236 HAVERSHAM RD DELTONA, FL 32725 | AFLAC | $7 | — | $7 | 0.01% |
| DEBORAH B SMITH3 | 5703 BRYNWOOD CIR NW ACWORTH, GA 30101 | AFLAC | $6 | — | $6 | 0.01% |
| STEVEN VORDERLANDWEHR3 | 1018 HIGHGROVE DR MONROE, GA 30655 | AFLAC | $6 | — | $6 | 0.01% |
| DEREK B DAVIS3 | 1230 SOUTHPORT SUPPLY RD SE BOLIVIA, NC 28422 | AFLAC | $6 | — | $6 | 0.01% |
| CHRISTIE MARZARI3 Filed as: CHRISTIE M MARZARI | 601 CRESCENT BLVD STE 102 RIDGELAND, MS 39157 | AFLAC | $6 | — | $6 | 0.01% |
| DUSTIN ROBERT JOHNSON3 | 745 W BROMPTON AVE APT 1 CHICAGO, IL 60657 | AFLAC | $6 | — | $6 | 0.01% |
| JUSTIN M GUIDI3 | 301 ROPER CREEK DR GREENVILLE, SC 29615 | AFLAC | $5 | — | $5 | 0.01% |
| LANCE OSBORNE3 | 21822 SEACREST LN HUNTINGTON BEACH, CA 92646 | AFLAC | $4 | — | $4 | 0.01% |
| D AND V BUTLER INC3 | 105 LONG LEAF PL MADISON, MS 39110 | AFLAC | $3 | — | $3 | 0.01% |
| CHRISTIE MARZARI3 Filed as: CHRISTIE M MARZARI | 1932 WYNNTON RD COLUMBUS, GA 31999 | AFLAC | $3 | — | $3 | 0.01% |
| PETER B WILKINSON JR3 | 1408 LANCELOT AVE WOLFFORTH, TX 79382 | AFLAC | $3 | — | $3 | 0.01% |
| DAYTON LLC3 | 5445 OTC PARKWAY SUITE 10236 GREENWOOD VILLAGE, CO 80111 | AFLAC | $3 | — | $3 | 0.01% |
| TARRAH SMITHSON3 Filed as: TARRAH L SMITHSON | 410 BAROQUE DR ALPHARETTA, GA 30009 | AFLAC | $2 | — | $2 | 0.00% |
| JOHN D TYLER3 | 1231 KILEY WAY EDMOND, OK 73034 | AFLAC | $2 | — | $2 | 0.00% |
| LESLIE K KIMBROUGH3 | PO BOX 273488 BOCA RATON, FL 33427 | AFLAC | $2 | — | $2 | 0.00% |
| SHARON D ROBERTS3 | PO BOX 1129 YOUNG HARRIS, GA 30582 | AFLAC | $1 | — | $1 | 0.00% |
| JONATHAN W MCCUTCHEON3 | 1150 MALLARD LAKE DR BOGART, GA 30622 | AFLAC | $1 | — | $1 | 0.00% |
| J DAVID BUTLER3 | 404 A W PARKWAY PLACE RIDGELAND, MS 39157 | AFLAC | $1 | — | $1 | 0.00% |
| MCDONALD PLUMMER III3 | 2934 FLEETWOOD DR COLUMBUS, GA 31906 | AFLAC | $1 | — | $1 | 0.00% |
| GARY W JOHNSON3 | 802 LITTLE CREEK RD ANDERSON, SC 29621 | AFLAC | $1 | — | $1 | 0.00% |
| SCOTTI MADISON3 | 3330 COBB PKWY NW STE 324-3 ACWORTH, GA 30101 | AFLAC | $1 | — | $1 | 0.00% |
| ALLISON FARRIS WENDELBERGER3 | 207 SANTA FE DR WALNUT CREEK, CA 94598 | AFLAC | $1 | — | $1 | 0.00% |
| JAMES D DUDLEY3 | 1355 LYNNFIELD ST STE 259 MEMPHIS, TN 38119 | AFLAC | $1 | — | $1 | 0.00% |
| JEFFREY WINNINGHAM3 | 3134 HUNT ROAD ACWORTH, GA 30102 | TRANSAMERICA LIFE INSURANCE COMPANY | $945 | — | $945 | 12.32% |
| VOLUNTARY BENEFITS AT WORK3 | 2121 NEW MARKET PKWY SE SUITE 100 MARIETTA, GA 30067 | TRANSAMERICA LIFE INSURANCE COMPANY | $330 | — | $330 | 4.30% |
| CHRISTOPHER JAMES CORROW3 Filed as: CHRISTOPHER J CORROW | 2796 ASHLEIGH LANE ALPHARETTA, GA 30004 | TRANSAMERICA LIFE INSURANCE COMPANY | $149 | — | $149 | 1.94% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| MORNEAU SHEPELL LIMITE. EIN 52-1883918 NONE | Plan Administrator; Participant communication; Consulting (general); Direct payment from the plan; Other services Service code 14 | — | $31K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 219 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 219 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 244 | $2.3M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 528 | $399K |
| Vision | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 244 | $2.3M |
| Life insurance(3 contracts, 3 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 528 | $464K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 528 | $399K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 528 | $399K |
| Other(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 528 | $456K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 528 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.