| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| TRAVIS PORTA3 | 7219 GRAND RIVER RD BRIGHTON, MI 48114 | BLUE CROSS BLUE SHIELD OF MICHIGAN | $33K | — | $33K | 2.67% |
| WORTHAM SAN ANTONIO INC3 Filed as: JOHN DILORENZO | 59259 VAN DYKE WASHINGTON, MI 48094 | BLUE CROSS BLUE SHIELD OF MICHIGAN | $1K | — | $1K | 0.10% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP SCHECHTER BENEFITS LLC | 28555 ORCHARD LAKE RD STE 110 FARMINGTON HILLS, MI 48334 | BLUE CROSS BLUE SHIELD OF MICHIGAN | — | $1K | $1K | 0.08% |
| EXTERNAL AGENT3 | — | BLUE CARE NETWORK OF MICHIGAN | $6K | — | $6K | 2.28% |
| MANAGING AGENT3 | — | BLUE CARE NETWORK OF MICHIGAN | $2K | — | $2K | 0.95% |
| GRACE AND PORTA BENEFITS INC3 | 7219 GRAND RIVER RD BRIGHTON, MI 48114 | PRINCIPAL LIFE INSURANCE COMPANY | $14K | — | $14K | 9.60% |
| MICHIGAN PLANNERS, INC.3 Filed as: MICHIGAN PLANNERS INC | 59259 VAN DYKE RD WASHINGTON, MI 48094 | PRINCIPAL LIFE INSURANCE COMPANY | $6K | — | $6K | 4.14% |
| GRACE AND PORTA BENEFITS INC3 Filed as: GRACE AND PORTA BENEFITS | 7219 GRAND RIVER RD BRIGHTON, MI 48114 | DELTA DENTAL OF MICHIGAN | $3K | — | $3K | 2.83% |
| MICHIGAN PLANNERS, INC.3 Filed as: MICHIGAN PLANNERS, INC | 59259 VAN DYKE RD WASHINGTON, MI 48094 | DELTA DENTAL OF MICHIGAN | $2K | — | $2K | 1.59% |
| EXTERNAL AGENT3 | — | BLUE CARE NETWORK OF MICHIGAN | $3K | — | $3K | 2.77% |
| MANAGINGAGENT3 | — | BLUE CARE NETWORK OF MICHIGAN | $891 | — | $891 | 0.96% |
| GRACE & PORTA ASSOCIATES3 | 7219 W GRAND RIVER BRIGHTON, MI 48114 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $320 | — | $320 | 23.32% |
| GRACE AND PORTA BENEFITS INC Filed as: GRACE AND PORTA BENEFITS | 7219 GRAND RIVER BRIGHTON, MI 48116 | UNUM LIFE INSURANCE COMPANY OF AMERICA | — | $21 | $21 | 1.53% |
| GRACE & PORTA ASSOCIATES3 | 7219 W GRAND RIVER BRIGHTON, MI 48114 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $120 | — | $120 | 23.81% |
| GRACE AND PORTA BENEFITS INC3 Filed as: GRACE AND PORTA BENEFITS | 7219 GRAND RIVER BRIGHTON, MI 48116 | UNUM LIFE INSURANCE COMPANY OF AMERICA | — | $7 | $7 | 1.39% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 186 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 186 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF MICHIGAN | 241 | $1.6M |
| Dental | DELTA DENTAL OF MICHIGAN | 332 | $118K |
| Vision | PRINCIPAL LIFE INSURANCE COMPANY | 171 | $143K |
| Life insurance(2 contracts, 2 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 171 | $144K |
| Short-term disability(2 contracts, 2 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 171 | $144K |
| Long-term disability(3 contracts, 2 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 171 | $145K |
| Prescription drug(2 contracts) | BLUE CARE NETWORK OF MICHIGAN | 71 | $334K |
| Other(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 25 | $2K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 332 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.