| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| RAMPART BENEFIT PLANNING INC3 Filed as: RAMPART BENEFIT PLANNING, INC. | 1983 MARCUS AVENUE SUITE C130 LAKE SUCCESS, NY 11042 | OXFORD HEALTH INSURANCE, INC | $51K | $0 | $51K | 3.62% |
| CORPORATE SYNERGIES GROUP LLC3 Filed as: CORPORATE SYNERGIES GROUP, LLC | 5000 DEARBORN CIRCLE SUITE 100 MOUNT LAUREL, NJ 08054 | OXFORD HEALTH INSURANCE, INC | $5K | $0 | $5K | 0.34% |
| RAMPART BENEFIT PLANNING INC3 Filed as: RAMPART BENEFIT PLANNING INC. | 1983 MARCUS AVENUE SUITE C130 LAKE SUCCESS, NY 11042 | PRINCIPAL LIFE INSURANCE COMPANY | $7K | $0 | $7K | 4.75% |
| CORPORATE SYNERGIES GROUP LLC3 Filed as: CORPORATE SYNERGIES GROUP, LLC | 5000 DEARBORN CIRCLE SUITE 100 MOUNT LAUREL, NJ 08054 | PRINCIPAL LIFE INSURANCE COMPANY | $849 | $0 | $849 | 0.62% |
| EVAN SCOTT PORTNOY3 Filed as: EVAN PORTNOY | 1983 MARCUS AVENUE SUITE C130 NEW HYDE PARK, NY 11042 | SUN LIFE AND HEALTH INSURANCE COMPANY U.S. | $3K | $0 | $3K | 9.82% |
| CORPORATE SYNERGIES GROUP LLC3 Filed as: CORPORATE SYNERGIES GROUP, LLC | 5000 DEARBORN CIRCLE SIOTE 100 MOUNT LAUREL, NJ 08054 | SUN LIFE AND HEALTH INSURANCE COMPANY U.S. | $591 | $0 | $591 | 2.02% |
| RAMPART BENEFIT PLANNING INC3 Filed as: RAMPART BENEFIT PLANNING, INC. | 1983 MARCUS AVENUE SUITE C130 LAKE SUCCCESS, NY 11042 | EYEMED VISION CARE | $1K | $0 | $1K | 9.66% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 176 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 2 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 182 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | OXFORD HEALTH INSURANCE, INC | 245 | $1.4M |
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 276 | $138K |
| Vision | EYEMED VISION CARE | 221 | $15K |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 276 | $138K |
| Long-term disability | SUN LIFE AND HEALTH INSURANCE COMPANY U.S. | 176 | $29K |
| Prescription drug | OXFORD HEALTH INSURANCE, INC | 245 | $1.4M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 276 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.