No insurance carriers on this filing. Self-funded welfare plans typically pay TPAs and PBMs through Schedule C, not Schedule A.
No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| MORGAN STANLEY SMITH BARNEY, LLC EIN 36-3145972 INVESTMENT | Investment management Service code 28 | 1 NEW YORK PLAZA, 12TH FL NEW YORK, NY 10004 | $101K |
| GALLAGHER, FLINTOFF, & KLEIN PLC EIN 38-2539634 ACCOUNTING | Accounting (including auditing) Service code 10 | 2149 JOLLY ROAD, STE 500 OKEMOS, MI 48864 | $14K |
| BENEFIT ADMINISTRATIVE SERVICES INA EIN 38-2883561 RECORD-KEEPER | Claims processing Service code 12 | 9246 PORTAGE INDUSTRIAL D PORTAGE, MI 49024 | $10K |
| FOSTER, SWIFT, COLLINS, & SMITH PC EIN 38-1407377 LEGAL SERVICES | Legal Service code 29 | 313 S WASHINGTON SQUARE LANSING, MI 48933 | $6K |
| YEO & YEO, P.C. EIN 38-2706146 AUDIT | Accounting (including auditing) Service code 10 | 5300 BAY ROAD, SUITE 100 SAGINAW, MI 48604 | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,228 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 396 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 314 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,938 | Active + retired/separated + beneficiaries. No dependents. |
No Schedule A insurance contracts on this filing — typical of fully self-funded plans, where the only headcount is the Form 5500 number above.
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Self-funded plan with no stop-loss carrier attached. Catastrophic-risk exposure; stop-loss specialist sales target.