| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HENDERSON BROTHERS, INC.3 | 920 FT. DUQUESNE BLVD. PITTSBURGH, PA 15222 | HIGHMARK | $68K | — | $68K | 2.93% |
| HENDERSON BROTHERS, INC.3 | 920 FT. DUQUESNE BLVD. PITTSBURGH, PA 15222 | HIGHMARK | $13K | — | $13K | 2.95% |
| HENDERSON BROTHERS, INC.3 | 920 FT. DUQUESNE BLVD. PITTSBURGH, PA 15222 | HIGHMARK | $9K | — | $9K | 6.49% |
| HENDERSON BROTHERS, INC.3 | 920 FT. DUQUESNE BLVD. PITTSBURGH, PA 15222 | METROPOLITAN LIFE INSURANCE COMPANY | $9K | $23 | $9K | 9.44% |
| HENDERSON BROTHERS, INC.3 | 920 FT. DUQUESNE BLVD. PITTSBURGH, PA 15222 | VISION BENEFITS OF AMERICA | $1K | — | $1K | 4.00% |
| HENDERSON BROTHERS, INC.3 | 920 FT. DUQUESNE BLVD. PITTSBURGH, PA 15222 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | $23 | $2K | 19.59% |
| HENDERSON BROTHERS, INC.3 | 920 FT. DUQUESNE BLVD. PITTSBURGH, PA 15222 | METROPOLITAN LIFE INSURANCE COMPANY | $964 | $23 | $987 | 18.98% |
| HENDERSON BROTHERS, INC.3 | 920 FT. DUQUESNE BLVD. PITTSBURGH, PA 15222 | METROPOLITAN LIFE INSURANCE COMPANY | $978 | $23 | $1K | 21.97% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: BABB INC. | 850 RIDGE AVE PITTSBURGH, PA 15212 | METROPOLITAN LIFE INSURANCE COMPANY | $21 | — | $21 | 0.46% |
| HENDERSON BROTHERS, INC.3 | 920 FORT DUQUESNE BLVD. PITTSBURGH, PA 15222 | METLIFE LEGAL PLANS | $305 | — | $305 | 9.25% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 227 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 229 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HIGHMARK | 543 | $2.3M |
| Dental | HIGHMARK | 526 | $131K |
| Vision | VISION BENEFITS OF AMERICA | 219 | $34K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 319 | $95K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 319 | $95K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 319 | $95K |
| Prescription drug | HIGHMARK | 299 | $451K |
| Other(5 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 319 | $116K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 543 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.