| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BBR BENEFITS SOLUTIONS LLC3 Filed as: BBR BENEFIT SOLUTIONS LLC | 8150 PERRY HIGHWAY STE 100 PITTSBURGH, PA 15237 | HIGHMARK BLUE CROSS BLUE SHIELD | $7K | — | $7K | 1.63% |
| BBR BENEFITS SOLUTIONS LLC3 Filed as: BBR BENEFIT SOLUTIONS LLC | 8150 PERRY HIGHWAY STE 100 PITTSBURGH, PA 15237 | GHMSI D/B/A CAREFIRST BCBS | $2K | $3 | $2K | 1.86% |
| M T DONAHOE & ASSOCIATES INC5 Filed as: MT DONAHOE AND ASSOCIATES | 9755 PATUXENT WOODS DRIVE STE 250 COLUMBIA, MD 21046 | GHMSI D/B/A CAREFIRST BCBS | — | $997 | $997 | 1.00% |
| BBR BENEFITS SOLUTIONS LLC3 Filed as: BBR BENEFIT SOLUTIONS LLC | 8150 PERRY HIGHWAY STE 100 PITTSBURGH, PA 15237 | THE GUARDIAN DENTAL | $2K | — | $2K | 7.75% |
| LIFETIME FINANCIAL GROWTH3 Filed as: LIFETIME FINANCIAL GROWTH LLC | 244 BLVD. OF THE ALLIES PITTSBURGH, PA 15222 | THE GUARDIAN DENTAL | $42 | — | $42 | 0.15% |
| BBR BENEFITS SOLUTIONS LLC3 Filed as: BBR BENEFIT SOLUTIONS LLC | 8150 PERRY HIGHWAY STE 100 PITTSBURGH, PA 15237 | VISION BENEFITS OF AMERICA | $188 | — | $188 | 8.02% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 37 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Beneficiaries receiving benefits | 0 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 37 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | HIGHMARK BLUE CROSS BLUE SHIELD | 30 | $549K |
| Dental | THE GUARDIAN DENTAL | 37 | $27K |
| Vision | VISION BENEFITS OF AMERICA | 37 | $2K |
| Prescription drug(2 contracts, 2 carriers) | HIGHMARK BLUE CROSS BLUE SHIELD | 30 | $549K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 37 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.