No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CDS ADMINISTRATORS NONE | Contract Administrator Service code 13 | 232 WISE ROAD HARMONY, PA 16037 | $105K |
| COWDEN ASSOCIATES EIN 25-1750131 NONE | Actuarial Service code 11 | — | $58K |
| WEX HEALTH NONE | Claims processing Service code 12 | 82 HOPMEADOW STREET SIMSBURY, CT 06089 | $57K |
| PNC BANK EIN 25-1211909 NONE | Custodial (securities) Service code 19 | — | $35K |
| ARMSRX NONE | Consulting (general) Service code 16 | 625 MAIN STREET STE 20 WINDERMERE, FL 34876 | $18K |
| CYPHER & CYPHER EIN 25-1385288 NONE | Accounting (including auditing) Service code 10 | — | $9K |
| JUBELIRER PASS & INTRIERI P.C. EIN 25-1340770 NONE | Legal Service code 29 | — | $6K |
| SEGAL MARCO ADVISORS EIN 13-1835864 NONE | Investment advisory (plan) Service code 27 | — | $6K |
| TUCKER ARENSBERG NONE | Legal Service code 29 | 1 PPG PLACE STE 1500 PITTSBURGH, PA 15222 | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 547 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 368 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 915 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | VISION BENEFITS OF AMERICA | 719 | $348K |
| Vision | VISION BENEFITS OF AMERICA | 714 | $63K |
| Stop-loss / reinsurancereinsurance | HM LIFE ASSURANCE COMPANY | 639 | $638K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 719 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.