| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| DALE MILLER3 | 420 WILLIAMS STREET WILLIAMSPORT, PA 17701 | HIGHMARK, INC. | $19K | — | $19K | 2.24% |
| JOANNE BERWICK3 | 125 HILLVUE LN PITTSBURGH, PA 15237 | HIGHMARK, INC. | $4K | — | $4K | 0.49% |
| MICHAEL PAUL LOGUT3 | 124 SHIPPEN DRIVE CORAOPOLIS, PA 15108 | HIGHMARK, INC. | $2K | — | $2K | 0.25% |
| DALE MILLER3 | 420 WILLIAMS STREET WILLIAMSPORT, PA 17701 | HIGHMARK, INC. | $6K | — | $6K | 2.24% |
| JOANNE BERWICK3 | 125 HILLVUE LN PITTSBURGH, PA 15237 | HIGHMARK, INC. | $1K | — | $1K | 0.49% |
| MICHAEL PAUL LOGUT3 | 124 SHIPPEN DRIVE CORAOPOLIS, PA 15108 | HIGHMARK, INC. | $677 | — | $677 | 0.25% |
| DALE MILLER3 | 420 WILLIAMS STREET WILLIAMSPORT, PA 17701 | HIGHMARK, INC. | $6K | — | $6K | 7.47% |
| JOANNE BERWICK3 | 125 HILLVUE LN PITTSBURGH, PA 15237 | HIGHMARK, INC. | $1K | — | $1K | 1.64% |
| MICHAEL PAUL LOGUT3 | 124 SHIPPEN DRIVE CORAOPOLIS, PA 15108 | HIGHMARK, INC. | $666 | — | $666 | 0.84% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 139 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 140 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HIGHMARK, INC. | 295 | $869K |
| Dental | HIGHMARK, INC. | 307 | $79K |
| Vision | HIGHMARK, INC. | 300 | $13K |
| Prescription drug | HIGHMARK, INC. | 295 | $270K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 307 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.