| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSUREDPARTNERS3 Filed as: EMERSON ROGERS LLC | 4507 N FRONT STREET SUITE 301 HARRISBURG, PA 17110 | UPMC HEALTH OPTIONS | $1K | — | $1K | 1.53% |
| ASSUREDPARTNERS3 Filed as: EMERSON ROGERS LLC | 4507 N FRONT STREET SUITE 301 HARRISBURG, PA 17110 | UPMC HEALTH OPTIONS | $564 | — | $564 | 1.52% |
| ASSUREDPARTNERS3 Filed as: EMERSON ROGERS LLC | 4507 N FRONT STREET SUITE 301 HARRISBURG, PA 17110 | UPMC HEALTH OPTIONS | $426 | — | $426 | 1.70% |
| ASSUREDPARTNERS3 Filed as: EMERSON ROGERS LLC | 4507 N FRONT STREET SUITE 301 HARRISBURG, PA 17110 | UPMC HEALTH OPTIONS | $59 | — | $59 | 1.70% |
| ASSUREDPARTNERS3 Filed as: EMERSON ROGERS LLC | 4507 N FRONT STREET SUITE 301 HARRISBURG, PA 17110 | UPMC HEALTH OPTIONS | — | $59 | $59 | 2.04% |
| ASSUREDPARTNERS3 Filed as: EMERSON ROGERS LLC | 4507 N FRONT STREET SUITE 301 HARRISBURG, PA 17110 | UPMC HEALTH BENEFITS | $60 | — | $60 | 3.35% |
| ASSUREDPARTNERS3 Filed as: EMERSON ROGERS LLC | 4507 N FRONT STREET SUITE 301 HARRISBURG, PA 17110 | UPMC HEALTH BENEFITS | $19 | — | $19 | 2.42% |
| ASSUREDPARTNERS3 Filed as: EMERSON ROGERS LLC | 4507 N FRONT STREET SUITE 301 HARRISBURG, PA 17110 | UPMC HEALTH BENEFITS | $15 | — | $15 | 3.09% |
| ASSUREDPARTNERS3 Filed as: EMERSON ROGERS LLC | 4507 N FRONT STREET SUITE 301 HARRISBURG, PA 17110 | UPMC HEALTH BENEFITS | $14 | — | $14 | 3.17% |
| ASSUREDPARTNERS3 Filed as: EMERSON ROGERS LLC | 4507 N FRONT STREET SUITE 301 HARRISBURG, PA 17110 | UPMC HEALTH BENEFITS | $7 | — | $7 | 3.15% |
| ASSUREDPARTNERS3 Filed as: EMERSON ROGERS LLC | 4507 N FRONT STREET SUITE 301 HARRISBURG, PA 17110 | UPMC HEALTH BENEFITS | $1 | — | $1 | 2.78% |
| ASSUREDPARTNERS3 Filed as: EMERSON ROGERS LLC | 4507 N FRONT STREET SUITE 301 HARRISBURG, PA 17110 | UPMC HEALTH BENEFITS | $1 | — | $1 | 4.00% |
| ASSUREDPARTNERS3 Filed as: EMERSON ROGERS LLC | 4507 N FRONT STREET SUITE 301 HARRISBURG, PA 17110 | UPMC HEALTH BENEFITS | $1 | — | $1 | 6.25% |
| ASSUREDPARTNERS3 Filed as: EMERSON ROGERS LLC | 4507 N FRONT STREET SUITE 301 HARRISBURG, PA 17110 | UPMC HEALTH BENEFITS | — | — | $0 | — |
| ASSUREDPARTNERS3 Filed as: EMERSON ROGERS LLC | 4507 N FRONT STREET SUITE 301 HARRISBURG, PA 17110 | UPMC HEALTH BENEFITS | $6 | — | $6 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 192 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 192 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(5 contracts) | UPMC HEALTH OPTIONS | 89 | $157K |
| Dental(10 contracts) | UPMC HEALTH BENEFITS | 71 | $4K |
| Vision(10 contracts) | UPMC HEALTH BENEFITS | 71 | $4K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 89 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.