| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSUREDPARTNERS3 Filed as: THE HDH GROUP | 600 GRANT STREET USX TOWER, SUITE 1100 PITTSBURGH, PA 15219 | CAPITAL ADVANTAGE ASSURANCE COMPANY | $28K | — | $28K | 3.00% |
| SUSAN SHILDT3 | SHILDT FINANCIAL SERVICES 210 W HAMILTON AVENUE #370 STATE COLLEGE, PA 16801 | DELTA DENTAL OF PENNSYLVANIA | $3K | — | $3K | 6.00% |
| ASSUREDPARTNERS3 Filed as: THE HDH GROUP, INC. | 210 SIXTH AVENUE 30TH FLOOR PITTSBURGH, PA 15222 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $7K | $3K | $10K | 21.88% |
| ASSUREDPARTNERS3 Filed as: THE HDH GROUP, INC., | 210 SIXTH AVENUE 30TH FLOOR PITTSBURGH, PA 15222 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $7K | $3K | $10K | 21.98% |
| ASSUREDPARTNERS3 Filed as: THE HDH GROUP INC. | 210 SIXTH AVENUE 30TH FLOOR PITTSBURGH, PA 15222 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | $2K | $5K | 21.78% |
| ASSUREDPARTNERS3 Filed as: THE HDH GROUP, INC. | 210 SIXTH AVENUE 30TH FLOOR PITTSBURGH, PA 15222 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $641 | $303 | $944 | 22.11% |
| ASSUREDPARTNERS3 Filed as: THE HDH GROUP, INC. | 210 SIXTH AVENUE 30TH FLOOR PITTSBURGH, PA 15222 | HIGHMARK | $97 | — | $97 | 3.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 216 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 217 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CAPITAL ADVANTAGE ASSURANCE COMPANY | 102 | $944K |
| Dental | DELTA DENTAL OF PENNSYLVANIA | 167 | $53K |
| Vision | HIGHMARK | 155 | $3K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 216 | $4K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 216 | $48K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 106 | $44K |
| Prescription drug | CAPITAL ADVANTAGE ASSURANCE COMPANY | 102 | $944K |
| Other(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 216 | $29K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 216 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.