| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| SWIFT KENNEDY FINANCIAL CO INC3 Filed as: SWIFT KENNEDY & ASSOCIATES INC | 100 MEADOW LANE DUBOIS, PA 15801 | HIGHMARK | $18K | $0 | $18K | 2.47% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF PENNSYLVANIA LP | 125 E ELM STREET, SUITE 210 CONSHOHOCKEN, PA 19428 | HIGHMARK | $13K | $0 | $13K | 1.79% |
| HENRY DUNN INC3 | 317 MAIN STREET TOWANDA, PA 18848 | DELTA DENTAL OF PENNSYLVANIA | $1K | $0 | $1K | 2.54% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF PENNSYLVANIA LP | 125 E ELM STREET SUITE 210 CONSHOHOCKEN, PA 19428 | DELTA DENTAL OF PENNSYLVANIA | $1K | $0 | $1K | 2.46% |
| DUNN FINANCIAL INC3 Filed as: DUNN HENRY INC | PO BOX 109 TOWANDA, PA 18848 | HARTFORD LIFE AND ACCIDENT | $3K | $0 | $3K | 8.61% |
| ALPHA BENEFITS GROUP INC3 | 125 E ELM STREET SUITE 210 CONSHOHOCKEN, PA 19428 | HARTFORD LIFE AND ACCIDENT | $3K | $0 | $3K | 7.50% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF PA | 1258 E ELM STREET SUITE 210 CONSHOHOCKEN, PA 19428 | NATIONAL VISION ADMINISTRATORS | $624 | $0 | $624 | 6.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 91 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 92 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HIGHMARK | 166 | $717K |
| Dental | DELTA DENTAL OF PENNSYLVANIA | 183 | $45K |
| Vision | NATIONAL VISION ADMINISTRATORS | 123 | $10K |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 91 | $40K |
| Short-term disability | HARTFORD LIFE AND ACCIDENT | 91 | $40K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 91 | $40K |
| Prescription drug | HIGHMARK | 166 | $717K |
| Other | HARTFORD LIFE AND ACCIDENT | 91 | $40K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 183 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.