| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MCCONKEY BENEFITS & FINANCIAL SERV3 | 2555 KINGSTON ROAD, SUITE 100 YORK, PA 17402 | DELTA DENTAL | $489 | $0 | $489 | 0.95% |
| CENTERSTONE INSURANCE AND FINANCIAL3 Filed as: CENTERSTONE INSURANCE & FINANCIAL | 501 FAIRMOUNT AVE, SUITE 400 TOWSON, MD 21286 | DELTA DENTAL | $98 | $0 | $98 | 0.19% |
| JONATHON R SEELE3 | 60 BYRON NELSON CIRC ETTERS, PA 17319 | AFLAC | $1K | $25 | $1K | 4.52% |
| C A LUPP INC3 | 940 E PARK DRIVE SUITE 301 HARRISBURG, PA 17111 | AFLAC | $411 | $38 | $449 | 1.64% |
| CHRISTOPHER A LUPP3 | 441 FRIENDSHIP RD SUITE 102 HARRISBURG, PA 17111 | AFLAC | $417 | $0 | $417 | 1.52% |
| CH RBINSON & ASSOCIATES INC3 | 4623 NW 53RD AVE SUITE 1A GAINESVILLE, FL 32653 | AFLAC | $408 | $0 | $408 | 1.49% |
| ANTHONY S ALMODOVAR3 | 3605 VARTAN WAY SUITE 304 HARRISBURG, PA 17110 | AFLAC | $384 | $14 | $398 | 1.45% |
| ASSUREDPARTNERS3 Filed as: HDH GROUP INC | 210 SIXTH AVE 30TH FLOOR PITTSBURGH, PA 15222 | AFLAC | $290 | $0 | $290 | 1.06% |
| DIANNE L MARTIN3 | 125 MANOR STREET HARRISBURG, PA 17110 | AFLAC | $196 | $0 | $196 | 0.71% |
| C H ROBINSON & ASSOCIATES INC3 Filed as: CH ROBINSON & ASSOCIATES INC | 101 SE 2ND PL SUITE 201A GAINESVILLE, FL 32601 | AFLAC | $70 | $0 | $70 | 0.26% |
| ELIZABETH BOHLENDER3 Filed as: ELIZABETH F BOHLENDER | 392 TOWNSHOUSE HERSHEY, PA 17033 | AFLAC | $60 | $0 | $60 | 0.22% |
| MARK W FISHER3 | 935 HILL CHIRCH RD HUMMELSTOWN, PA 17036 | AFLAC | $48 | $0 | $48 | 0.18% |
| ENIKO AMBRUS3 | 5365 MANAYUNK RD APT C HARRISBURG, PA 17109 | AFLAC | $34 | $11 | $45 | 0.16% |
| MATTHEW G BERGER3 | 22 SUNNYSIDE RD PHILADELPHIA, PA 19125 | AFLAC | $29 | $0 | $29 | 0.11% |
| MARK D BARBIER3 | 802 DEER TRAIL LN OAK BROOK, IL 60523 | AFLAC | $20 | $0 | $20 | 0.07% |
| PERRY B TOWNSEND3 | 669 PATRIOT DR LANCASTER, PA 17601 | AFLAC | $15 | $0 | $15 | 0.05% |
| ADVANCED BENEFIT SYSTEM INC3 Filed as: ADVANCED BENEFITS COMMUNICATION | 1 BELMONT AVE SUITE 304 GSB BLDG BALA CYNWDY, PA 19004 | AFLAC | $13 | $0 | $13 | 0.05% |
| KIMMON R GUSEMAN3 | 48 NICKMAN PLZ LEMONT FURNACE, PA 15456 | AFLAC | $13 | $0 | $13 | 0.05% |
| SHELLY S GWIN3 | 94 OATVIELD DR DENVER, PA 17517 | AFLAC | $8 | $0 | $8 | 0.03% |
| RANDALL D NAFTAL3 | 37 NORTH VALLEY ROAD 2 STATION SQUARE SUITE 201 PAOLI, PA 19301 | AFLAC | $4 | $0 | $4 | 0.01% |
| IRENE E BROOKS3 | 833 NORTH PARK ROAD SUITE 220 READING, PA 19610 | AFLAC | $3 | $0 | $3 | 0.01% |
| DARREN D RIDDLE3 | 7850 AVONDALE TER HARRISBURG, PA 17112 | AFLAC | $2 | $0 | $2 | 0.01% |
| ANTHONY S ALMODOVAR3 | 2405 PARK DRIVE SUITE 101 HARRISBRUG, PA 17110 | AFLAC | $1 | $0 | $1 | 0.00% |
| RYAN K GOLDBERG3 | 103 CHURCH ST #3 PHILADELPHIA, PA 19106 | AFLAC | $1 | $0 | $1 | 0.00% |
| ANGELA MASSARELLI3 | 30 WATERFRONT WAY HAMMONTON, NJ 08037 | AFLAC | $1 | $0 | $1 | 0.00% |
| MARTIN E BYSTROM3 | 333 OVERLOOK LN GULPH MILLS, PA 19428 | AFLAC | $1 | $0 | $1 | 0.00% |
| MCCONKEY BENEFITS & FINANCIAL SERV3 Filed as: MCCONKEY BENEFITS & FINANCIAL SERV. | 2555 KINGSTON ROAD, SUITE 100 YORK, PA 17402 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1K | $404 | $1K | 11.99% |
| MATHER & STROHL ADMIN SVC INC3 | 501 FAIRMOUNT AVE, #1 TOWSON, MD 21286 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $0 | $837 | $837 | 6.75% |
| MCCONKEY BENEFITS & FINANCIAL SERV3 Filed as: MCCONKEY BENEFITS & FINANCIAL SERV. | 2555 KINGSTON RD, SUITE 100 YORK, PA 17402 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1K | $300 | $1K | 15.21% |
| MATHER & STROHL ADMIN SVC INC3 | 501 FAIRMOUNT AVE #400 TOWSON, MD 21286 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $0 | $599 | $599 | 6.59% |
| MCCONKEY BENEFITS & FINANCIAL SERV3 Filed as: MCCONKEY BENEFITS & FINANCIAL SERV. | 2555 KINGSTON ROAD, SUITE 100 YORK, PA 17402 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $661 | $276 | $937 | 11.25% |
| MATHER & STROHL ADMIN SVC INC3 | 501 FAIRMOUNT AVE #400 TOWSON, MD 21286 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $0 | $549 | $549 | 6.59% |
| MCCONKEY BENEFITS & FINANCIAL SERV3 | 2555 KINGSTON ROAD, SUITE 100 YORK, PR 17402 | VISION BENEFITS OF AMERICA | $532 | $0 | $532 | 7.36% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HEALTH AMERICA EIN 62-1411933 ADMIN | Claims processing Service code 12 | — | $46K |
| MCCONKEY BENEFITS & FINANCIAL SERV EIN 23-3086396 BROKER | Insurance agents and brokers Service code 22 | — | $27K |
| THE BENECON GROUP EIN 23-1315352 BROKER | Insurance agents and brokers Service code 22 | — | $9K |
| BENEFITMALL ADMIN | Claims processing Service code 12 | 501 FAIRMONT AVENUE SUITE 400 TOWSON, MD 21286 | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 107 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 107 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL | 171 | $51K |
| Vision | VISION BENEFITS OF AMERICA | 93 | $7K |
| Life insurance | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 107 | $12K |
| Short-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 33 | $8K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 33 | $9K |
| Other(2 contracts, 2 carriers) | AFLAC | 107 | $40K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 171 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.