| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE COURY FIRM LLC3 Filed as: COURY FINANCIAL GROUP, LP | TOWER 260, STE. 1600 PITTSBURGH, PA 15222 | RELIANCE STANDARD LIFE INSURANCE CO. | — | $5K | $5K | 1.96% |
| THE COURY FIRM LLC3 Filed as: COURY FINANCIAL GROUP, LP | TOWER 260, STE. 1600 PITTSBURGH, PA 15222 | RELIANCE STANDARD LIFE INSURANCE CO. | — | $2K | $2K | 1.77% |
| THE COURY FIRM LLC3 Filed as: COURY FINANCIAL GROUP, LP | TOWER 260, STE. 1600 PITTSBURGH, PA 15222 | RELIANCE STANDARD LIFE INSURANCE CO. | — | $718 | $718 | 1.73% |
| THE COURY FIRM LLC3 Filed as: COURY FINANCIAL GROUP, LP | TOWER 260, STE. 1600 PITTSBURGH, PA 15222 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $300 | $300 | 2.41% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| AETNA LIFE INSURANCE CO. EIN 06-6033492 CONTACT ADMINISTRATOR | Contract Administrator Service code 13 | 151 FARMINGTON AVENUE HARTFORD, CT 06156 | $257K |
| UNITED CONCORDIA COMPANIES, INC. EIN 25-1687586 CONTACT ADMINISTRATOR | Contract Administrator Service code 13 | 11311 MCCORMICK RD # 170 HUNT VALLEY, MD 21031 | $40K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 505 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 505 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | METROPOLITAN LIFE INSURANCE CO. | 0 | $29 |
| Vision | HIGHMARK INC, | 520 | $68K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE CO. | 498 | $94K |
| Other(3 contracts, 2 carriers) | RELIANCE STANDARD LIFE INSURANCE CO. | 499 | $289K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 520 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.