| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF PENNSYLVANIA | 1130 PA-315 WILKES-BARRE, PA 18702 | UPMC HEALTH OPTIONS | $21K | $0 | $21K | 2.75% |
| GCG FINANCIAL LLC3 Filed as: ALERA GROUP INC DBA ARMS INSURANCE | 965 GREENTREE RD STE 110 PITTSBURGH, PA 15220 | UPMC HEALTH OPTIONS | $2K | $0 | $2K | 0.25% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF PENNSYLVANIA | 1130 PA-315 WILKES-BARRE, PA 20873 | UPMC HEALTH OPTIONS | $5K | $0 | $5K | 2.66% |
| GCG FINANCIAL LLC3 Filed as: ALERA GROUP INC DBA ARMS INSURANCE | 965 GREENTREE RD STE 110 PITTSBURGH, PA 15220 | UPMC HEALTH OPTIONS | $459 | $0 | $459 | 0.25% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF PENNSYLVANIA | 1130 PA-315 WILKES-BARRE, PA 20873 | AMERICAN UNITED LIFE INSURANCE COMPANY | $3K | $0 | $3K | 7.38% |
| GILBERT INSURANCE AGENCY INC3 Filed as: GILBERT'S INSURANCE AGENCY | PO BOX 688 SHARON, PA 16146 | AMERICAN UNITED LIFE INSURANCE COMPANY | $425 | $0 | $425 | 0.97% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF PENNSYLVANIA | 1301 GRANDVIEW AVE STE 400 PITTSBURGH, PA 15211 | GUARDIAN | $2K | $0 | $2K | 5.61% |
| CENTRO BENEFITS RESEARCH LLC3 Filed as: CENTRO BENEFITS RESEARCH | 325 N. KIRKWOOD RD STE 300 KIRKWOOD, MO 631227525 | GUARDIAN | $1K | $0 | $1K | 3.33% |
| GILBERT INSURANCE AGENCY INC3 Filed as: GILBERT'S INSURANCE AGENCY | 30 E STATE ST SHARON, PA 16146 | GUARDIAN | $437 | $0 | $437 | 1.41% |
| GCG FINANCIAL LLC3 Filed as: ALERA GROUP INC DBA ARMS INSURANCE | 965 GREENTREE RD STE 110 PITTSBURGH, PA 15220 | GUARDIAN | $394 | $0 | $394 | 1.27% |
| ENROLLEASE3 Filed as: ONEDIGITAL EXPRESSLINK LLC | 4200 ROCKSIDE RD STE 300 CLEVELAND, OH 44131 | GUARDIAN | $248 | $0 | $248 | 0.80% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF PENNSYLVANIA | 1301 GRANDVIEW AVE STE 400 PITTSBURGH, PA 15211 | HIGHMARK INC | $248 | $0 | $248 | 2.74% |
| GILBERT INSURANCE AGENCY INC3 Filed as: GILBERT'S INSURANCE AGENCY | PO BOX 688 SHARON, PA 16146 | HIGHMARK INC | $23 | $0 | $23 | 0.25% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF PENNSYLVANIA | 1130 PA-315 WILKES-BARRE, PA 20873 | UPMC HEALTH OPTIONS | $44 | $0 | $44 | 6.03% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF PENNSYLVANIA | 1130 PA-315 WILKES-BARRE, PA 20873 | UPMC HEALTH OPTIONS | $0 | $0 | $0 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 136 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 136 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts) | UPMC HEALTH OPTIONS | 89 | $942K |
| Dental | GUARDIAN | 142 | $31K |
| Vision | HIGHMARK INC | 157 | $9K |
| Life insurance | AMERICAN UNITED LIFE INSURANCE COMPANY | 151 | $44K |
| Short-term disability | AMERICAN UNITED LIFE INSURANCE COMPANY | 151 | $44K |
| Prescription drug(4 contracts) | UPMC HEALTH OPTIONS | 89 | $942K |
| Other | AMERICAN UNITED LIFE INSURANCE COMPANY | 151 | $44K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 157 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.