| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| DOYLE ALLIANCE GROUP, INC.3 Filed as: DOYLE ALLIANCE GROUP, INC | 123 SOUTH BROAD STREET PHILADELPHIA, PA 19109 | KEYSTONE HEALTH PLANS EAST | $153K | $2K | $155K | 3.60% |
| KISTLER TIFFANY BENEFITS3 | 400 BERWYN PARK SUITE 200 BERWYN, PA 19323 | KEYSTONE HEALTH PLANS EAST | $6K | $7K | $13K | 0.31% |
| ELITE BROKERAGE SERVICES, INC.3 | 191 SHEREE BOULEVARD EXTON, PA 19341 | CAPITAL ADVANTAGE ASSURANCE COMPANY | $29K | — | $29K | 2.83% |
| LBH INSURANCE LTD3 | — | STANDARD LIFE AND ACCIDENT INSURANCE COMPANY | $39K | — | $39K | 19.75% |
| DOYLE ALLIANCE GROUP, INC.3 | 123 SOUTH BROAD STREET PHILADELPHIA, PA 19109 | INDEPENDENCE BLUE CROSS | $6K | $46 | $6K | 3.82% |
| KISTLER TIFFANY BENEFITS3 | 400 BERWYN PARK SUITE 200 BERWYN, PA 19132 | INDEPENDENCE BLUE CROSS | $482 | $205 | $687 | 0.46% |
| THE ELITE GROUP LLC3 | 5 GREAT VALLEY PARKWAY SUITE 355 MALVERN, PA 19355 | UNION SECURITY INSURANCE COMPANY | $22K | — | $22K | 14.98% |
| THE ELITE GROUP LLC3 | — | ONE AMERICA | $12K | — | $12K | 15.00% |
| DOYLE ALLIANCE GROUP, INC.3 | — | INDEPENDENCE BLUE CROSS | $2K | $46 | $2K | 3.87% |
| KISTLER TIFFANY BENEFITS3 | 400 BERWYN PARK S 200 BERWYN, PA 19312 | INDEPENDENCE BLUE CROSS | $166 | $164 | $330 | 0.63% |
| THE ELITE GROUP LLC3 Filed as: ELITE GROUP LLC | 40 GENERAL WARREN BOULEVARD SUITE 200 MALVERN, PA 19355 | UNION SECURITY INSURANCE COMPANY | $4K | — | $4K | 18.85% |
| KISTLER TIFFANY BENEFITS3 | 400 BERWYN PARK SUITE 200 BERWYN, PA 19312 | INDEPENDENCE BLUE CROSS | $4 | $143 | $147 | 13.38% |
| DOYLE ALLIANCE GROUP, INC.3 Filed as: DOYLE ALLIANCE GROUP, INC | 123 SOUTH BROAD STREET SUITE 200 PHILADELPHIA, PA 19109 | INDEPENDENCE BLUE CROSS | $42 | $46 | $88 | 8.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 809 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 5 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 5 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 819 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | KEYSTONE HEALTH PLANS EAST | 386 | $5.5M |
| Vision | INDEPENDENCE BLUE CROSS | 9 | $1K |
| Life insurance(2 contracts, 2 carriers) | STANDARD LIFE AND ACCIDENT INSURANCE COMPANY | 810 | $340K |
| Short-term disability(2 contracts, 2 carriers) | STANDARD LIFE AND ACCIDENT INSURANCE COMPANY | 810 | $340K |
| Long-term disability(2 contracts, 2 carriers) | UNION SECURITY INSURANCE COMPANY | 810 | $226K |
| Prescription drug(2 contracts, 2 carriers) | CAPITAL ADVANTAGE ASSURANCE COMPANY | 111 | $1.1M |
| Other(3 contracts, 2 carriers) | STANDARD LIFE AND ACCIDENT INSURANCE COMPANY | 810 | $363K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 810 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.