| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ALLIANT INSURANCE SERVICES, INC.3 | 7900 WESTPARK DR. STE T220 MCLEAN, VA 22102 | DELTA DENTAL OF PENNSYLVANIA | $132K | — | $132K | 6.00% |
| ALLIANT INSURANCE SERVICES, INC.3 | 701 B ST 6TH FL SAN DIEGO, CA 92101 | KAISER FOUNDATION HEALTH PLAN, INC. | $49K | — | $49K | 3.99% |
| ALLIANT INSURANCE SERVICES, INC.3 | 701 B ST. 6TH FL SAN DIEGO, CA 92101 | KAISER FOUNDATION HEALTH PLAN, INC. | $45K | — | $45K | 3.94% |
| ALLIANT INSURANCE SERVICES, INC.3 | 701 B 1ST ST 6TH FL SAN DIEGO, CA 92111 | KAISER FOUNDATION HEALTH PLAN OF THE MID-ATLANTIC INC. | $45K | $9K | $54K | 4.87% |
| ALLIANT INSURANCE SERVICES, INC.3 | 1501 REEDSDALE ST. STE 403 PITTSBURGH, PA 15233 | RELIASTAR LIFE INSURANCE COMPANY | $199K | — | $199K | 25.00% |
| BSC AGENCY LLC3 | 1025 ASHWORTH RD. WEST DES MOINES, IA 50265 | RELIASTAR LIFE INSURANCE COMPANY | — | $32K | $32K | 4.00% |
| AMERICAN BENEFITS AND COMPENSATION3 | 101 PARK AVE 14TH FL NEW YORK, NY 10178 | RELIASTAR LIFE INSURANCE COMPANY | — | $14K | $14K | 1.79% |
| ALLIANT INSURANCE SERVICES, INC.3 | 701 B ST. 6TH FL SAN DIEGO, CA 92101 | RELIASTAR LIFE INSURANCE COMPANY | $13K | — | $13K | 1.69% |
| AMERICAN BENEFITS CONSULTING LLC3 | 101 PARK AVE. 14TH FL NEW YORK, NY 10178 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $14K | — | $14K | 2.40% |
| AMERICAN BENEFITS CONSULTING LLC3 | 101 PARK AVE. 14TH FL NEW YORK, NY 10178 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $10K | — | $10K | 2.30% |
| AMERICAN BENEFITS CONSULTING LLC3 Filed as: AMERICAN BENEFITS CONSULTING, INC. | 101 PARK AVE. 14TH FL NEW YORK, NY 10178 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $9K | — | $9K | 2.37% |
| ALLIANT INSURANCE SERVICES, INC.3 | 101 PARK AVE. 14TH FL NEW YORK, NY 10178 | LEGAL PLANS USA | $5K | — | $5K | 5.00% |
| AMERICAN BENEFITS CONSULTING LLC3 | 101 PARK AVE. 14TH FL NEW YORK, NY 10178 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $2K | — | $2K | 2.41% |
| AMERICAN BENEFITS CONSULTING LLC3 | 101 PARK AVE. 14TH FL NEW YORK, NY 10178 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $2K | — | $2K | 2.40% |
| AMERICAN BENEFITS CONSULTING LLC3 | 101 PARK AVE 14TH FL NEW YORK, NY 10178 | NEW YORK LIFE GROUP INSURANCE COMPANY OF NEW YORK | $811 | — | $811 | 2.32% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 5,109 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 125 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 5,237 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF PENNSYLVANIA | 5,307 | $2.2M |
| Vision(4 contracts) | EYEMED VISION CARE | 2,807 | $305K |
| Life insurance(2 contracts) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 5,047 | $821K |
| Short-term disability(2 contracts, 2 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 5,048 | $158K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 1,168 | $584K |
| Other(5 contracts, 4 carriers) | RELIASTAR LIFE INSURANCE COMPANY | 5,045 | $1.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 5,307 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.