| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| JOHN A. SCOTTI3 | 100 STANWIX STREET PITTSBURGH, PA 152221310 | UNITED CONCORDIA INSURANCE COMPANY | $9K | — | $9K | 5.49% |
| JOHN A. SCOTTI3 | 100 STANWIX STREET PITTSBURGH, PA 152221310 | HIGHMARK | $4K | — | $4K | 10.00% |
| JOHN A. SCOTTI3 | 100 STANWIX STREET PITTSBURGH, PA 152221310 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $424 | — | $424 | 6.55% |
| SMITH, THOMAS, CHRISTOPHER3 Filed as: SMITH, THOMAS CHRISTOPHER | P.O. BOX 6650 METAIRIE, LA 70009 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $55 | — | $55 | 0.85% |
| JOHN A. SCOTTI3 | 100 STANWIX STREET PITTSBURGH, PA 152221310 | UNITED CONCORDIA INSURANCE COMPANY | $194 | — | $194 | 8.67% |
| JOHN A. SCOTTI3 | 100 STANWIX STREET PITTSBURGH, PA 15222 | PROVIDENT LIFE & ACCIDENT INSURANCE COMPANY | $53 | — | $53 | 2.75% |
| SMITH, THOMAS, CHRISTOPHER3 Filed as: SMITH, THOMAS CHRISTOPHER | 2928 FOSTER CREIGHTON DR NASHVILLE, TN 37204 | PROVIDENT LIFE & ACCIDENT INSURANCE COMPANY | $29 | — | $29 | 1.51% |
| JOHN A. SCOTTI3 | 100 STANWIX STREET PITTSBURGH, PA 152221310 | FIRST UNUM LIFE INSURANCE COMPANY | $12 | — | $12 | 3.55% |
| SMITH, THOMAS, CHRISTOPHER3 Filed as: SMITH, THOMAS CHRISTOPHER | 2928 FOSTER CREIGHTON DR NASHVILLE, TN 37204 | FIRST UNUM LIFE INSURANCE COMPANY | $5 | — | $5 | 1.48% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 253 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 11 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 264 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(2 contracts) | UNITED CONCORDIA INSURANCE COMPANY | 286 | $163K |
| Vision | HIGHMARK | 264 | $37K |
| Life insurance(4 contracts, 3 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 311 | $211K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 311 | $150K |
| Other(3 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 311 | $215K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 311 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.