| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HENDERSON BROTHERS, INC. | 920 FORT DUQUESNE BLVD PITTSBURGH, PA 15222 | UPMC HEALTH NETWORK | $19K | — | $19K | 2.58% |
| HENDERSON BROTHERS, INC. | 920 FORT DUQUESNE BLVD PITTSBURGH, PA 15222 | UPMC HEALTH NETWORK | $11K | — | $11K | 2.60% |
| HENDERSON BROTHERS, INC. | 920 FORT DUQUESNE BLVD PITTSBURGH, PA 15222 | UPMC HEALTH NETWORK | $3K | — | $3K | 2.48% |
| HENDERSON BROTHERS, INC. | 920 FORT DUQUESNE BLVD PITTSBURGH, PA 15222 | PRINCIPAL LIFE INSURANCE COMPANY | $3K | $610 | $4K | 6.04% |
| HENDERSON BROTHERS, INC.3 | 920 FORT DUQUESNE BLVD PITTSBURGH, PA 15222 | CIGNA GROUP INSURANCE | $4K | $358 | $4K | 12.56% |
| HENDERSON BROTHERS, INC.3 | 920 FORT DUQUESNE BLVD PITTSBURGH, PA 15222 | CIGNA GROUP INSURANCE | $1K | $211 | $2K | 11.45% |
| HENDERSON BROTHERS, INC.3 | 920 FORT DUQUESNE BLVD PITTSBURGH, PA 15222 | VISION BENEFITS OF AMERICA | $647 | — | $647 | 5.00% |
| HENDERSON BROTHERS, INC. | 920 FORT DUQUESNE BLVD PITTSBURGH, PA 15222 | CIGNA GROUP INSURANCE | $1K | $130 | $1K | 11.21% |
| HENDERSON BROTHERS, INC. | 920 FORT DUQUESNE BLVD PITTSBURGH, PA 15222 | UPMC HEALTH NETWORK | $134 | — | $134 | 2.80% |
| HENDERSON BROTHERS, INC. | 920 FORT DUQUESNE BLVD PITTSBURGH, PA 15222 | NEW YORK LIFE GROUP BENEFIT SOLUTIONS | $478 | — | $478 | 10.00% |
| HENDERSON BROTHERS, INC. | 920 FORT DUQUESNE BLVD PITTSBURGH, PA 15222 | UPMC HEALTH NETWORK | $121 | — | $121 | 2.59% |
| HENDERSON BROTHERS, INC. | 920 FORT DUQUESNE BLVD PITTSBURGH, PA 15222 | NEW YORK LIFE GROUP BENEFIT SOLUTIONS | $377 | — | $377 | 10.61% |
| HENDERSON BROTHERS, INC. | 920 FORT DUQUESNE BLVD PITTSBURGH, PA 15222 | UPMC HEALTH NETWORK | $85 | $0 | $85 | 2.45% |
| HENDERSON BROTHERS, INC. | 920 FORT DUQUESNE BLVD PITTSBURGH, PA 15222 | UPMC HEALTH NETWORK | $70 | — | $70 | 2.43% |
| HENDERSON BROTHERS, INC. | 920 FORT DUQUESNE BLVD PITTSBURGH, PA 15222 | UPMC HEALTH NETWORK | $0 | $0 | $0 | — |
| HENDERSON BROTHERS, INC. | 920 FORT DUQUESNE BLVD PITTSBURGH, PA 15222 | UPMC HEALTH NETWORK | $0 | $0 | $0 | — |
| HENDERSON BROTHERS, INC. | 920 FORT DUQUESNE BLVD PITTSBURGH, PA 15222 | UPMC HEALTH NETWORK | $0 | — | $0 | — |
| HENDERSON BROTHERS, INC. | 920 FORT DUQUESNE BLVD PITTSBURGH, PA 15222 | UPMC HEALTH NETWORK | $0 | — | $0 | — |
| HENDERSON BROTHERS, INC. | 920 FORT DUQUESNE BLVD PITTSBURGH, PA 15222 | UPMC HEALTH NETWORK | $0 | — | $0 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 312 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 312 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(12 contracts) | UPMC HEALTH NETWORK | 167 | $1.3M |
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 312 | $65K |
| Vision | VISION BENEFITS OF AMERICA | 155 | $13K |
| Life insurance(2 contracts, 2 carriers) | CIGNA GROUP INSURANCE | 0 | $19K |
| Short-term disability(2 contracts, 2 carriers) | CIGNA GROUP INSURANCE | 0 | $14K |
| Long-term disability | CIGNA GROUP INSURANCE | 0 | $31K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 312 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.