No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| SCHNEIDER DOWNS WEALTH MGMT ADV. EIN 25-1857157 INVESTMENT ADVISOR | Investment advisory (plan); Investment advisory (participants) Service code 26 | ONE PPG PLACE, SUITE 1700 PITTSBURGH, PA 152225416 | $39K |
| SCHNEIDER DOWNS RET. SOLUTIONS EIN 47-3764076 RECORDKEEPER | Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | ONE PPG PLACE, SUITE 1700 PITTSBURGH, PA 152225416 | $7K |
| CHARLES SCHWAB TRUST COMPANY EIN 42-1558009 PLAN CUSTODIAN | Custodial (securities) Service code 19 | 215 FREMONT STREET, 6TH FLOOR SAN FRANCISCO, CA 94105 | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 99 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 44 | Vested but not currently using benefits. |
| Beneficiaries receiving benefits | 0 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 143 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | HARTFORD LIFE INSURANCE CO. | 4 | $2K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 4 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.