| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| VARIOUS - SEE ATTACHED3 Filed as: AFLAC AGENTS | — | AMERICAN FAMILY LIFE ASSURACE COMPANY OF COLUMBUS | $1.6M | $92K | $1.7M | 24.46% |
| NATIONAL BENEFITS PARTNER LLC3 | 181 E 5600 SOUTH SUITE 240 SALT LAKE CITY, UT 84107 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $17K | — | $17K | 2.41% |
| NATIONAL BENEFITS PARTNER LLC3 Filed as: NATIONAL BENEFITS PARTNER INSURANCE | — | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $2K | $0 | $2K | 0.34% |
| THE FARMINGTON COMPANY3 | 30 WATERSIDE DRIVE PO BOX 527 FARMINGTON, CT 06034 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $597 | $0 | $597 | 0.08% |
| SAGEWELL PARTNERS INC | 1501 REEDSDALE STREET SUITE 403 PITTSBURGH, PA 15233 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | — | — | $0 | 0.00% |
| SAGEWELL PARTNERS INC3 Filed as: SAGEWELL PARTNERS, INC | 1501 REEDSDALE STREET SUITE 403 PITTSBURGH, PA 15233 | HYATT LEGAL PLANS | $10K | $0 | $10K | 8.16% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES, INC | 701 B STREET 6TH FLOOR SAN DIEGO, CA 92101 | HYATT LEGAL PLANS | $2K | $0 | $2K | 1.85% |
| SAGEWELL PARTNERS INC3 Filed as: SAGEWELL PARTNERS, INC | 1501 REEDSDALE STREET SUITE 403 PITTSBURGH, PA 15233 | HYATT LEGAL PLANS | $0 | $17 | $17 | 0.01% |
| NEAL HURLEY3 | 76 CRESCENT DRIVE CLINTON, PA 15026 | GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $3K | — | $3K | 2.50% |
| CAROL HURLEY3 | 3508 FIFTH AVENUE SUITE 2 PITTSBURGH, PA 15213 | GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $3K | — | $3K | 2.50% |
| VARIOUS - SEE ATTACHED3 Filed as: AFLAC AGENTS | — | AMERICAN FAMILY LIFE ASSURANCE COMPANY OF COLUMBUS | $6K | $167 | $6K | 19.55% |
| J12 CONCEPTS LLC3 Filed as: J12 CONCEPTS, LLC | 1812 FOX CROFT LANE #902 ALLISON PARK, PA 15101 | FEDERAL INSURANCE COMPANY | — | — | $0 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 58,420 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2,200 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 60,620 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UPMC HEALTH PLAN | 91,452 | $26.8M |
| Dental | UPMC HEALTH PLAN | 91,452 | $26.8M |
| Vision | UPMC HEALTH PLAN | 91,452 | $26.8M |
| Life insurance | METROPOLITAN - LIFE INSURANCE COMPANY | 121 | $586K |
| Short-term disability | UPMC WORK PARTNERS | 58,500 | $2.6M |
| Long-term disability | GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 1,724 | $120K |
| Prescription drug | UPMC HEALTH PLAN | 91,452 | $26.8M |
| Other(8 contracts, 8 carriers) | UPMC HEALTH PLAN | 91,452 | $36.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 91,452 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.