| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CSC INSURANCE PROFESSIONALS, INC.3 Filed as: CSC INS PROFESSIONAL INC | 4552 STATE ROUTE 51 S BELLE VERNON, PA 15012 | GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $9K | — | $9K | 7.32% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: DANIEL J. SLATER | 1624 HOLLY HILL DRIVE BETHEL PARK, PA 15102 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $519 | $5 | $524 | 2.60% |
| TIMOTHY J SLATER3 Filed as: TIMOTHY J. SLATER | 821 WHITE OAK CIRCLE PITTSBURGH, PA 15228 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $255 | $2 | $257 | 1.28% |
| HUNTINGTON INSURANCE INC3 Filed as: HUNTINGTON INSURANCE INC. | 221 SOUTH CHURCH STREET BOWLING GREEN, OH 43402 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $242 | — | $242 | 1.20% |
| HENDERSON BROTHERS, INC.3 Filed as: HENDERSON BROTHERS INC. | ATTN. JAMES STEWART PITTSBURGH, PA 15222 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $145 | — | $145 | 0.72% |
| ARICK MARTIN3 | 427 SOUTH MEADOWCRAFT AVENUE PITTSBURGH, PA 15228 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $56 | $4 | $60 | 0.30% |
| DAVID E HAUCK3 Filed as: DAVID E. HAUCK | 2878 TREMONTE LANE ALLISON PARK, PA 15101 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $43 | $1 | $44 | 0.22% |
| KATI NAIRN3 | 114 JAMES DRIVE BEAVER, PA 15009 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $40 | — | $40 | 0.20% |
| CSC INSURANCE PROFESSIONALS, INC.3 Filed as: CSC INSURANCE PROFESSIONALS INC. | 4552 ROUTE 51 SOUTH BELLE VERNON, PA 15012 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $36 | — | $36 | 0.18% |
| WILLIAM E GOOD3 Filed as: WILLIAM E. GOOD | 311 BOWIE STREET AUSTIN, TX 78703 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $12 | — | $12 | 0.06% |
| TAMMY A MORGART3 Filed as: TAMMY A. MORGART | 13347 DEAN DRIVE NORTH HUNTINGDON, PA 15642 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $12 | — | $12 | 0.06% |
| DEEANN GREENE-MARSZALEK3 | 409 NORTH 20TH STREET WEIRTON, WV 26062 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $12 | — | $12 | 0.06% |
| CSC INSURANCE PROFESSIONALS, INC.3 Filed as: CSC INSURANCE OPTIONS | 4552 STATE RT 51 BELLE VERNON, PA 15012 | VISION BENEFITS OF AMERICA | $785 | $1K | $2K | 15.91% |
| CSC INSURANCE PROFESSIONALS, INC.3 Filed as: CSC INSURANCE PROFESSIONALS INC. | 4552 ROUTE 51 SOUTH BELLE VERNON, PA 15012 | SUN LIFE INSURANCE COMPANY OF CANADA | $1K | — | $1K | 14.00% |
| CSC INSURANCE PROFESSIONALS, INC.3 Filed as: CSC INSURANCE PROFESSIONALS INC. | 4552 ROUTE 51 SOUTH BELLE VERNON, PA 15012 | UNUM LIFE INSURANCE COMPANY OF NORTH AMERICA | $874 | — | $874 | 13.50% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 183 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 183 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HIGHMARK INC. | 247 | $115K |
| Dental | GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 183 | $127K |
| Vision | VISION BENEFITS OF AMERICA | 151 | $13K |
| Life insurance(2 contracts, 2 carriers) | GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 183 | $137K |
| Short-term disability(2 contracts, 2 carriers) | GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 183 | $147K |
| Long-term disability | SUN LIFE INSURANCE COMPANY OF CANADA | 12 | $10K |
| Other(3 contracts, 3 carriers) | GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 183 | $143K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 247 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.